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| St. Joseph | | The quickest and easiest way to | | Brick Veneer Construction: Refers to |
| Cookeville | | shop for new insurance is by | | a building where the outside walls are |
| Vineland | | comparing rates at InsWebs online | | constructed of wood with a facing of a |
| Thousand Oaks | | marketplace. If you do it the | | single layer of brick. |
| Waterloo | | old-fashioned way (by calling or | | |
| Beaumont | | visiting multiple agents or insurance | | American Risk and Insurance |
| Tallahassee | | companies) it could take up a huge | | Association: An association of |
| Sunnyvale | | chunk of your time, which no one | | insurance educators and others |
| Los Angeles | | wants or needs. By completing | | interested in insurance study and |
| Bradenton | | InsWebs online application, you will | | research. |
| Fort Collins | | have rates to compare to your old | | |
| San Antonio | | ones within minutes! | | Brokerage Department: A department |
| Montgomery | | | | of an insurer whose purpose is to |
| Lincoln | | Make sure you have a new policy in | | deal with brokers in the placing of |
| Bayside | | place before you cancel your old one | | insurance. |
| Dearborn | | to avoid a lapse in coverage. This will | | |
| Palm Harbor | | also prevent having to figure out the | | Premium Receipt: The receipt given |
| Chandler | | amount of any unused premium that is | | a policy owner for the payment of a |
| Kingsport | | due to you from your old insurance | | premium. |
| Jackson | | company, or having to spar with your | | |
| Louisville | | agent about exactly when your policy | | Authorized Insurer: An insurer |
| Stockton | | was cancelled and how much they | | authorized by the state to transact |
| Corpus Christi | | owe you. | | business in that state for specific |
| Springfield | | | | types of insurance. |
| Beaumont | | While some companies raise their | | |
| Omaha | | prices based on your actual age, | | War Risk Insurance: Insurance |
| Huntington | | most companies increase the price of | | covering damage caused by war. |
| Vero Beach | | their policies six months before your | | Most often written by Ocean Marine |
| North Hollywood | | birthday. Its a term called Age | | Insurance companies covering |
| Santa Barbara | | Nearest in the industry, and that | | vessels. |
| Fremont | | half-year price increase could really | | |
| Florissant | | add up over a 20-year term policy. As | | Amendment: A formal document |
| Bethlehem | | above, the quicker you purchase your | | which corrects or revises an |
| Costa Mesa | | policy the better. | | insurance master policy. |
