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| Coral Springs | | Individuals who have 30-year | | Leasehold: An agreement which |
| Fayetteville | | mortgages might want to consider a | | gives a person the right to use and |
| Jackson | | 30-year term to ensure that the house | | occupy property. |
| Indianapolis | | is protected throughout the period of | | |
| Joliet | | the loan. | | Lloyd's Broker: A person who has the |
| Schaumburg | | | | authority to negotiate insurance |
| Rome | | Life insurance, specifically Term Life, | | contracts with the underwriters on the |
| Omaha | | is arguably one of the best values in | | floor at Lloyd's. |
| Albuquerque | | the entire financial services arena. | | |
| Biloxi | | Where else can you go and get | | Level Commission System: A system |
| Fort Worth | | hundreds of thousands of dollars in | | of commissions in which the first year |
| High Point | | protection for literally pennies per | | and all renewal commissions are the |
| York | | day? Rates for Term Life insurance | | same percentage of the premium. |
| Daytona Beach | | remain at all-time lows, and now is the | | |
| Billings | | time to lock in the best prices. | | Other Insurance: The existence of |
| Columbia | | | | other contracts covering the same |
| Savannah | | Make sure you have a new policy in | | interest and perils. |
| Walnut Creek | | place before you cancel your old one | | |
| Johnson City | | to avoid a lapse in coverage. This will | | Absolute Assignment: Assignment by |
| Ocala | | also prevent having to figure out the | | a policy owner of all control of and |
| Oxnard | | amount of any unused premium that is | | rights in the policy to a third party. |
| Johnson City | | due to you from your old insurance | | |
| Vero Beach | | company, or having to spar with your | | Tariff Rate: A rate established by a |
| Dothan | | agent about exactly when your policy | | rating organization, which comes from |
| Spring Hill | | was cancelled and how much they | | the tables, schedules and rules found |
| Kalamazoo | | owe you. | | in the tariff of rates. |