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| Westbury | | Individuals who have 30-year | | Countersignature: The signature of a |
| Wichita Falls | | mortgages might want to consider a | | licensed agent or representative on a |
| Bradenton | | 30-year term to ensure that the house | | policy. |
| Florence | | is protected throughout the period of | | |
| Las Cruces | | the loan. | | Independent Contractor: One who |
| Lincoln | | | | agrees to perform according to a |
| Marietta | | At InsWeb, you can compare free | | contract and who is not an employee. |
| Chandler | | online insurance quotes from many of | | |
| Anderson | | the nations leading insurance | | Notice To Company: Written notice to |
| Pasadena | | companies. | | an insurer of the occurrence of an |
| Slidell | | | | event which a claim is to be based. |
| Schenectady | | Shopping around is the best way to | | |
| San Jose | | save money on your insurance. | | Approved Roof: A term used in |
| St. Paul | | | | building construction. It indicates a |
| Gulfport | | Life insurance, specifically Term Life, | | roof made of fire-resistive materials, |
| Madison | | is arguably one of the best values in | | such as tile or asphalt shingles. |
| Nashville | | the entire financial services arena. | | |
| Waco | | Where else can you go and get | | Loss Adjustment Expense: The cost |
| Philadelphia | | hundreds of thousands of dollars in | | of adjusting losses, excluding the |
| Eugene | | protection for literally pennies per | | amount of the loss itself. |
| Portsmouth | | day? Rates for Term Life insurance | | |
| Delray Beach | | remain at all-time lows, and now is the | | Accident Year Experience: Measures |
| San Jose | | time to lock in the best prices. | | premiums and losses relating to |
| Arlington | | | | accidents which occurred during a |
| Newport Beach | | If you have noticed that your auto | | 12-month period. |
| Columbia | | insurance rates are still increasing | | |
| Edmond | | with each renewal, or even have not | | Buy-Back" Deductible: A deductible |
| Norfolk | | gone down even though you have a | | which may be eliminated for an |
| Palo Alto | | great driving record, this lower pricing | | additional premium in order to |
| Macon | | trend makes it more important then | | provide "first-dollar" coverage. |
| Torrance | | ever that you shop around for auto | | |
| Billings | | insurance. | | Cash Flow Underwriting: The use of |
| El Paso | | | | rating and premium collection |
| Gaithersburg | | The quickest and easiest way to | | techniques by insurance companies |
| Evansville | | shop for new insurance is by | | to maximize interest earnings on |
| Albany | | comparing rates at InsWebs online | | premiums. |
| Cleveland | | marketplace. If you do it the | | |
| Norwalk | | old-fashioned way (by calling or | | |
| Ogden | | visiting multiple agents or insurance | | |
| Winter Haven | | companies) it could take up a huge | | |
| Huntington | | chunk of your time, which no one | | |
| Springfield | | wants or needs. By completing | | |
| Clearwater | | InsWebs online application, you will | | |
| Livonia | | have rates to compare to your old | | |
| Florissant | | ones within minutes! | | |
