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| Topeka | | At InsWeb, you can compare free | | Countersignature: The signature of a |
| Springfield | | online insurance quotes from many of | | licensed agent or representative on a |
| South Bend | | the nations leading insurance | | policy. |
| Fort Wayne | | companies. | | |
| Corpus Christi | | | | Loss Adjustment Expense: The cost |
| Pembroke Pines | | Healthy people have the best | | of adjusting losses, excluding the |
| Peoria | | mortality risks and thus are much | | amount of the loss itself. |
| Chattanooga | | cheaper for companies to insure. This | | |
| Anderson | | translates into lower rates for the | | Partnership Entity: The partnership |
| Arlington | | Super Preferred customer than | | considered as an entity and not in |
| Goldsboro | | someone with higher risk factors such | | terms of its individual part-owners. |
| Arlington | | as a heart condition, cancer or | | |
| Lafayette | | diabetes. Conversely, if you were | | Gross Premium: The net premium |
| Bloomington | | unhealthy when you acquired your | | plus operating expenses, |
| Denton | | policy, and your health has now | | commissions and other expenses. |
| Livonia | | improved, it might be time to shop for | | |
| Fresno | | a new policy, as your rates are likely | | Burning Ratio: The ratio of losses |
| Sterling Heights | | to be lower. | | suffered to the amount of insurance in |
| Whittier | | | | effect. |
| Providence | | We offer quotes for auto insurance, | | |
| Greensboro | | life insurance, homeowners | | Director of Insurance: A title used in |
| Des Moines | | insurance, health insurance, term life | | some states for the head of the |
| Redlands | | insurance and more. | | department of insurance. |