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| Lawton | | The quickest and easiest way to | | Cash Flow Underwriting: The use of |
| Fairfax | | shop for new insurance is by | | rating and premium collection |
| Troy | | comparing rates at InsWebs online | | techniques by insurance companies |
| Decatur | | marketplace. If you do it the | | to maximize interest earnings on |
| Tuscaloosa | | old-fashioned way (by calling or | | premiums. |
| Fayetteville | | visiting multiple agents or insurance | | |
| Durham | | companies) it could take up a huge | | Society of Insurance Research: An |
| Cypress | | chunk of your time, which no one | | organization which encourages |
| Roanoke | | wants or needs. By completing | | insurance research and promotes the |
| Chesapeake | | InsWebs online application, you will | | exchange of ideas and methods of |
| Topeka | | have rates to compare to your old | | research. |
| Dearborn | | ones within minutes! | | |
| Goldsboro | | | | Short-Term Policy: A policy written for |
| Quincy | | Make sure you have a new policy in | | a period of less time than is normal for |
| Fairfax | | place before you cancel your old one | | that type of policy. |
| Manchester | | to avoid a lapse in coverage. This will | | |
| Odessa | | also prevent having to figure out the | | Initial Premium: An amount paid at the |
| Flint | | amount of any unused premium that is | | inception of an insurance contract, |
| Spokane | | due to you from your old insurance | | usually subject to adjustment at the |
| Decatur | | company, or having to spar with your | | end of the policy period. |
| Mansfield | | agent about exactly when your policy | | |
| Vineland | | was cancelled and how much they | | Preferred Risk: Any risk considered |
| Wichita | | owe you. | | to be better than the standard risk on |
| Grand Prairie | | | | which the premium rate was |
| Frederick | | At InsWeb, you can compare free | | calculated. |
| Littleton | | online insurance quotes from many of | | |
| Costa Mesa | | the nations leading insurance | | Professional Insurance Agents |
| Birmingham | | companies. | | Association: A trade association of |
| Columbus | | | | mutual insurance agents. |
| Rochester | | If you have noticed that your auto | | |
| Bradenton | | insurance rates are still increasing | | Adjustment Bureau: A firm organized |
| Fullerton | | with each renewal, or even have not | | to provide adjustment services to |
| Pompano Beach | | gone down even though you have a | | insurers not wishing to create their |
| Arlington | | great driving record, this lower pricing | | own claims division. |
| Corona | | trend makes it more important then | | |
| Turlock | | ever that you shop around for auto | | |
| Dallas | | insurance. | | |
