| | | | |
|
| Harrisburg | | At InsWeb, you can compare free | | Claim Report: A report filed by an |
| Amarillo | | online insurance quotes from many of | | agent setting forth the facts of a claim. |
| Turlock | | the nations leading insurance | | Same as Loss Report. |
| Athens | | companies. | | |
| West Palm Beach | | | | Agent's License: A certificate of |
| Flint | | Make sure you have a new policy in | | authority from the state which permits |
| Harrisburg | | place before you cancel your old one | | the agent to conduct business. |
| New Orleans | | to avoid a lapse in coverage. This will | | |
| Chula Vista | | also prevent having to figure out the | | FICA. Federal Insurance Contributions |
| Norwalk | | amount of any unused premium that is | | Act: A law imposing a payroll tax to |
| Poughkeepsie | | due to you from your old insurance | | assist in funding Social Security |
| Cherry Hill | | company, or having to spar with your | | benefits. |
| Bethlehem | | agent about exactly when your policy | | |
| Panama City | | was cancelled and how much they | | Insurance Policy: The printed form |
| Norwalk | | owe you. | | which serves as the contract between |
| Quincy | | | | an insurer and an insured. |
| Florissant | | Healthy people have the best | | |
| Longmont | | mortality risks and thus are much | | Interstate Carrier: A transportation |
| Schenectady | | cheaper for companies to insure. This | | company which does business |
| New Orleans | | translates into lower rates for the | | across state lines. |
| Evanston | | Super Preferred customer than | | |
| Las Cruces | | someone with higher risk factors such | | Exclusions: Specific situations, |
| Boynton Beach | | as a heart condition, cancer or | | conditions, or circumstances that are |
| Huntington Beach | | diabetes. Conversely, if you were | | listed in the contract as being not |
| Cranston | | unhealthy when you acquired your | | covered. |
| Morristown | | policy, and your health has now | | |
| El Paso | | improved, it might be time to shop for | | Coding: A method of putting |
| Toledo | | a new policy, as your rates are likely | | information into a numerical form for |
| Augusta | | to be lower. | | statistical use. Most information on |
| Springfield | | | | policies is coded and then put into |
| Orange | | The quickest and easiest way to | | reports. |
| Stockton | | shop for new insurance is by | | |
| Wilmington | | comparing rates at InsWebs online | | Standard Industry Code (SIC): This is |
| Kansas City | | marketplace. If you do it the | | a coding system which assigns |
| Arlington | | old-fashioned way (by calling or | | separate codes for different types of |
| Edmond | | visiting multiple agents or insurance | | industries. |
| Austin | | companies) it could take up a huge | | |
| Ventura | | chunk of your time, which no one | | |
| Richmond | | wants or needs. By completing | | |
| Sioux Falls | | InsWebs online application, you will | | |
| Kalamazoo | | have rates to compare to your old | | |
| Lincoln | | ones within minutes! | | |
