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| Rockford | | While some companies raise their | | Tabular Plan: A retrospective rating |
| Pensacola | | prices based on your actual age, | | plan, which uses tables to furnish the |
| Pittsburgh | | most companies increase the price of | | various values for the rating formula. |
| Los Angeles | | their policies six months before your | | |
| Oakland | | birthday. Its a term called Age | | Building Code: This refers to |
| Anchorage | | Nearest in the industry, and that | | municipal or other governmental |
| Morristown | | half-year price increase could really | | ordinances regulating the type of |
| High Point | | add up over a 20-year term policy. As | | construction of buildings within its |
| Johnstown | | above, the quicker you purchase your | | jurisdiction. |
| Springfield | | policy the better. | | |
| Flushing | | | | Renewal: The reestablishment of the |
| Jackson | | Why not take advantage of current | | in-force status of a policy, the term of |
| Huntsville | | low prices? Many auto insurance | | which has expired or will expire |
| Harlingen | | consumers are becoming educated | | unless it is renewed. |
| Miami | | on other companies, plans, and rates | | |
| Mesquite | | that are available to them; ones that | | Accident: An unplanned event, |
| High Point | | could afford them significant savings | | unexpected and undesigned, which |
| Vancouver | | on their auto insurance. | | occurs suddenly and at a definite |
| Los Angeles | | | | place. |
| Williamsburg | | Shopping around is the best way to | | |
| Huntington | | save money on your insurance. | | Agent's Balance: A periodic |
| Hollywood | | | | statement of the sums due and owed |
| Pensacola | | The best time to switch policies is | | to an agent under the agent's contract |
| Florence | | within one month of receiving your | | with an insurer. |
| Springfield | | policy renewal from your current | | |
| Hendersonville | | insurer. You can typically cancel your | | Short Rate Premium: The premium |
| Tulsa | | policy without any fees or penalties if | | required for issuing a policy for a |
| Providence | | you act within this time period. | | period less than its normal term. |
