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| St. Louis | | The quickest and easiest way to | | We/Us/Our: These words are used to |
| Dothan | | shop for new insurance is by | | refer to the insurer in many of the |
| Newport News | | comparing rates at InsWebs online | | modernized/personalized policy |
| Duluth | | marketplace. If you do it the | | forms recently introduced. |
| Columbia | | old-fashioned way (by calling or | | |
| Hickory | | visiting multiple agents or insurance | | Agency Company: An insurance |
| South Bend | | companies) it could take up a huge | | company that produces business |
| Union | | chunk of your time, which no one | | through an agency network. Contrast |
| Stamford | | wants or needs. By completing | | with Direct Writer. |
| St. Louis | | InsWebs online application, you will | | |
| Lawrenceville | | have rates to compare to your old | | Agent's Qualification Law: Education, |
| Dubuque | | ones within minutes! | | experience, and other requirements |
| Cambridge | | | | imposed by the state upon persons |
| Cherry Hill | | We offer quotes for auto insurance, | | desiring to be licensed as agents. |
| Scranton | | life insurance, homeowners | | |
| Garland | | insurance, health insurance, term life | | Building Code: This refers to |
| Torrance | | insurance and more. | | municipal or other governmental |
| Ocala | | | | ordinances regulating the type of |
| Columbus | | Why not take advantage of current | | construction of buildings within its |
| Reno | | low prices? Many auto insurance | | jurisdiction. |
| Spartanburg | | consumers are becoming educated | | |
| Oakland | | on other companies, plans, and rates | | Nonassignable: A policy that the |
| Lake Charles | | that are available to them; ones that | | owner cannot assign to a third party. |
| Abilene | | could afford them significant savings | | Most policies are nonassignable |
| Jackson | | on their auto insurance. | | unless approval is given by the |
| Waco | | | | insurer. |
| Des Moines | | Everyone has different needs, and | | |
| Little Rock | | not one size fits all when it comes to | | Underwriters Laboratories, Inc. (UL): A |
| Florissant | | term life insurance. While it may make | | testing laboratory for manufactured |
| Bayside | | sense for people in their 30s and 40s | | items to determine their safety |
| Los Angeles | | to secure a 20-year term length, a | | propensities. |
| Independence | | 10-year term might be more | | |
| Chula Vista | | appropriate for someone nearing | | Collusion: An agreement, usually |
| Evansville | | retirement. | | secret, between two or more persons |
| Springfield | | | | to defraud or deprive another or |
| Lima | | | | others of their property or rights. |
