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| Cambridge | | Everyone has different needs, and | | Collusion: An agreement, usually |
| Goldsboro | | not one size fits all when it comes to | | secret, between two or more persons |
| New York | | term life insurance. While it may make | | to defraud or deprive another or |
| Milwaukee | | sense for people in their 30s and 40s | | others of their property or rights. |
| Coral Springs | | to secure a 20-year term length, a | | |
| Myrtle Beach | | 10-year term might be more | | War Risk Insurance: Insurance |
| Wichita | | appropriate for someone nearing | | covering damage caused by war. |
| Olympia | | retirement. | | Most often written by Ocean Marine |
| Killeen | | | | Insurance companies covering |
| Dallas | | Life insurance, specifically Term Life, | | vessels. |
| Oceanside | | is arguably one of the best values in | | |
| Rapid City | | the entire financial services arena. | | Net Interest Earned: The average |
| Chesapeake | | Where else can you go and get | | interest earned by an insurer on its |
| Santa Ana | | hundreds of thousands of dollars in | | investments after investment expense |
| Washington | | protection for literally pennies per | | but before federal income taxes. |
| Sarasota | | day? Rates for Term Life insurance | | |
| Worcester | | remain at all-time lows, and now is the | | Approved: The condition which exists |
| Valdosta | | time to lock in the best prices. | | when the person or object to be |
| Joliet | | | | insured meets the underwriting |
| Reading | | Make sure you have a new policy in | | standards of the insurer. |
| Greenville | | place before you cancel your old one | | |
| Ann Arbor | | to avoid a lapse in coverage. This will | | Federal Deposit Insurance |
| Metairie | | also prevent having to figure out the | | Corporation (FDIC): An agency of the |
| Austin | | amount of any unused premium that is | | federal government which insures |
| Delray Beach | | due to you from your old insurance | | bank deposits up to a stated |
| Columbia | | company, or having to spar with your | | maximum. |
| Redlands | | agent about exactly when your policy | | |
| Anaheim | | was cancelled and how much they | | Stock Option Plan: Surviving |
| Fairfax | | owe you. | | stockholders have the option to |
| Staten Island | | | | purchase or not purchase the shares |
| Quincy | | At InsWeb, you can compare free | | of a deceased stockholder. |
| Burbank | | online insurance quotes from many of | | |
| Mesa | | the nations leading insurance | | Loss Frequency: The number of times |
| San Bernardino | | companies. | | a loss occurs over a specific period |
| Schaumburg | | | | of time. |
