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| Salem | | Why not take advantage of current | | Criticism: A correction suggested by a |
| Staten Island | | low prices? Many auto insurance | | rating or auditing bureau to an insurer. |
| Charleston | | consumers are becoming educated | | |
| Seattle | | on other companies, plans, and rates | | Policywriting Agent: An agent who has |
| Orlando | | that are available to them; ones that | | the authority to prepare and effect an |
| Irving | | could afford them significant savings | | insurer's policy. |
| Topeka | | on their auto insurance. | | |
| Atlanta | | | | Examiner: An employee assigned by |
| Cedar Rapids | | The best time to switch policies is | | the state insurance department to |
| Alameda | | within one month of receiving your | | audit insurers' records. |
| Waterloo | | policy renewal from your current | | |
| Newport News | | insurer. You can typically cancel your | | Valued: Relating to an agreement by |
| Tucson | | policy without any fees or penalties if | | an insurer to pay a specified amount |
| North Hollywood | | you act within this time period. | | of money to or on behalf of the |
| Pittsburgh | | | | insured upon occurrence of a defined |
| Wilmington | | Shopping around is the best way to | | loss. |
| Killeen | | save money on your insurance. | | |
| Evanston | | | | United States Aircraft Insurance |
| Mansfield | | Make sure you have a new policy in | | Group: A group of insurers providing |
| Naples | | place before you cancel your old one | | facilities for all forms of Aviation |
| Trenton | | to avoid a lapse in coverage. This will | | Insurance. |
| Winter Haven | | also prevent having to figure out the | | |
| Belleville | | amount of any unused premium that is | | First Party Insurance: Insurance which |
| Fall River | | due to you from your old insurance | | applies to coverage for the insured's |
| Johnstown | | company, or having to spar with your | | own property or person. Contrast with |
| Durham | | agent about exactly when your policy | | Third Party Insurance. |
| Decatur | | was cancelled and how much they | | |
| Kansas City | | owe you. | | Fiduciary: A person holding the funds |
| Orange Park | | | | or property of another in a position of |
| Jasper | | If you have noticed that your auto | | trust. An example would be the |
| Union | | insurance rates are still increasing | | executor of an estate. |
| Indianapolis | | with each renewal, or even have not | | |
| Owensboro | | gone down even though you have a | | Building Code: This refers to |
| Panama City | | great driving record, this lower pricing | | municipal or other governmental |
| Tempe | | trend makes it more important then | | ordinances regulating the type of |
| Panama City | | ever that you shop around for auto | | construction of buildings within its |
| Kansas City | | insurance. | | jurisdiction. |