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| Beaumont | | Everyone has different needs, and | | Loss Frequency: The number of times |
| Woodbridge | | not one size fits all when it comes to | | a loss occurs over a specific period |
| Madison | | term life insurance. While it may make | | of time. |
| Bloomington | | sense for people in their 30s and 40s | | |
| Fredericksburg | | to secure a 20-year term length, a | | Approved: The condition which exists |
| Jackson | | 10-year term might be more | | when the person or object to be |
| Portland | | appropriate for someone nearing | | insured meets the underwriting |
| Elkhart | | retirement. | | standards of the insurer. |
