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| Longwood | | People who are trying to quit | | Standard Industry Code (SIC): This is |
| Hickory | | smoking, for example, might be best | | a coding system which assigns |
| Bethlehem | | suited purchasing a shorter term (and | | separate codes for different types of |
| Chicago | | then replacing it with a longer term | | industries. |
| Warren | | policy when they qualify for | | |
| Englewood | | non-tobacco prices). | | Director of Insurance: A title used in |
| Columbus | | | | some states for the head of the |
| Tampa | | The best time to switch policies is | | department of insurance. |
| Virginia Beach | | within one month of receiving your | | |
| Boynton Beach | | policy renewal from your current | | Professional Insurance Agents |
| Lake Worth | | insurer. You can typically cancel your | | Association: A trade association of |
| Corpus Christi | | policy without any fees or penalties if | | mutual insurance agents. |
| Coral Springs | | you act within this time period. | | |
| Warren | | | | Leasehold: An agreement which |
| Chicago | | Individuals who have 30-year | | gives a person the right to use and |
| Little Rock | | mortgages might want to consider a | | occupy property. |
| Tucson | | 30-year term to ensure that the house | | |
| Columbia | | is protected throughout the period of | | Overlapping Insurance: Coverage |
| Wichita | | the loan. | | from two or more policies or insurers |
| Walnut Creek | | | | which duplicates coverage of certain |
| Sarasota | | At InsWeb, you can compare free | | risks. |
| Quincy | | online insurance quotes from many of | | |
| Belleville | | the nations leading insurance | | Nonassignable: A policy that the |
| Lorain | | companies. | | owner cannot assign to a third party. |
| Birmingham | | | | Most policies are nonassignable |
| Worcester | | While some companies raise their | | unless approval is given by the |
| Allentown | | prices based on your actual age, | | insurer. |
| Union | | most companies increase the price of | | |
| Albuquerque | | their policies six months before your | | War Risk Insurance: Insurance |
| Fullerton | | birthday. Its a term called Age | | covering damage caused by war. |
| Southfield | | Nearest in the industry, and that | | Most often written by Ocean Marine |
| St. Paul | | half-year price increase could really | | Insurance companies covering |
| Bayside | | add up over a 20-year term policy. As | | vessels. |
| Trenton | | above, the quicker you purchase your | | |
| Lansing | | policy the better. | | |
