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| Portland | | At InsWeb, you can compare free | | Captive Agent: One who sells |
| Kalamazoo | | online insurance quotes from many of | | insurance for only one company as |
| Pensacola | | the nations leading insurance | | opposed to an agent who represents |
| Rockford | | companies. | | several companies. |
| Phoenix | | | | |
| Inglewood | | Healthy people have the best | | Net Interest Earned: The average |
| Hickory | | mortality risks and thus are much | | interest earned by an insurer on its |
| Boise | | cheaper for companies to insure. This | | investments after investment expense |
| Vero Beach | | translates into lower rates for the | | but before federal income taxes. |
| Virginia Beach | | Super Preferred customer than | | |
| Hickory | | someone with higher risk factors such | | Tickler: A reminder system used to |
| Stamford | | as a heart condition, cancer or | | call an individual's attention to actions |
| Youngstown | | diabetes. Conversely, if you were | | that must be taken at a future point in |
| Wilmington | | unhealthy when you acquired your | | time. |
| Rockford | | policy, and your health has now | | |
| Hemet | | improved, it might be time to shop for | | Policywriting Agent: An agent who has |
| High Point | | a new policy, as your rates are likely | | the authority to prepare and effect an |
| Mountain View | | to be lower. | | insurer's policy. |
