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| Las Vegas | | Why not take advantage of current | | Capital Sum: The maximum lump sum |
| Bayside | | low prices? Many auto insurance | | payable in the event of accidental |
| Denton | | consumers are becoming educated | | death or dismemberment. |
| Phoenix | | on other companies, plans, and rates | | |
| Toledo | | that are available to them; ones that | | Net Retention: The amount of |
| Lawrenceville | | could afford them significant savings | | insurance that a ceding company |
| Arlington | | on their auto insurance. | | keeps for its own account and does |
| Nashville | | | | not reinsure. |
| Quincy | | At InsWeb, you can compare free | | |
| Toledo | | online insurance quotes from many of | | Multi-Peril Policies: Policies which |
| Jonesboro | | the nations leading insurance | | cover a number of perils, such as fire, |
| Cookeville | | companies. | | burglary, and liability, in a single |
| Chandler | | | | contract. |
| St. Louis | | We offer quotes for auto insurance, | | |
| Boca Raton | | life insurance, homeowners | | Equity: The money value of an |
| Providence | | insurance, health insurance, term life | | insurance company that is over and |
| Rochester | | insurance and more. | | above its liabilities. Liabilities include |
| Gainesville | | | | almost all of its reserves. |
| Durham | | If you decide to cancel your policy | | |
| Edison | | (after acquiring new coverage) | | Fictitious Groups: Groups formed |
| York | | outside of the 30-day period, you may | | primarily for the purpose of buying |
| Santa Ana | | have to pay a fee or penalty. | | insurance. Under the law such groups |
| Durham | | However, you may still save money | | may not be underwritten. |
| Burbank | | after paying the fee if your new policy | | |
| Scottsdale | | affords you significant savings. So | | Federal Deposit Insurance |
| Wichita Falls | | while it is best to wait until your | | Corporation (FDIC): An agency of the |
| Abilene | | receive your renewal notice, you CAN | | federal government which insures |
| Rockford | | cancel your policy at any time. | | bank deposits up to a stated |
| Flint | | | | maximum. |
| Conroe | | People who are trying to quit | | |
| Albany | | smoking, for example, might be best | | Losses Outstanding: A summary |
| North Hollywood | | suited purchasing a shorter term (and | | statement prepared by Property, Life, |
| Shreveport | | then replacing it with a longer term | | and Liability insurers showing claims |
| Clinton Township | | policy when they qualify for | | not yet settled. |
| Las Cruces | | non-tobacco prices). | | |