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| Venice | | Shopping around is the best way to | | Retail Credit Company: The former |
| Cookeville | | save money on your insurance. | | name of Equifax, a credit reporting |
| Tacoma | | | | organization. See Equifax. |
| Orange Park | | The best time to switch policies is | | |
| Metairie | | within one month of receiving your | | Professional Insurance Agents |
| Oxnard | | policy renewal from your current | | Association: A trade association of |
| Toms River | | insurer. You can typically cancel your | | mutual insurance agents. |
| Fort Lauderdale | | policy without any fees or penalties if | | |
| Santa Rosa | | you act within this time period. | | Inspection: Independent checking on |
| Des Moines | | | | facts about an applicant, |
| Palm Harbor | | If you have noticed that your auto | | policyholder, or claimant, usually by a |
| Conroe | | insurance rates are still increasing | | commercial inspection agency. |
| Longview | | with each renewal, or even have not | | |
| Spring Hill | | gone down even though you have a | | Mutualization: The process of |
| Scranton | | great driving record, this lower pricing | | converting a stock insurer to a mutual |
| Santa Clara | | trend makes it more important then | | insurer, accomplished by having the |
| Silver Spring | | ever that you shop around for auto | | insurer buy stock and retire it. |
| Newark | | insurance. | | |
| White Plains | | | | Insolvent Insurer: An insurer which is |
| Glendale | | Life insurance, specifically Term Life, | | unable to meet its financial |
| San Bernardino | | is arguably one of the best values in | | obligations. |
| Corpus Christi | | the entire financial services arena. | | |
| Toms River | | Where else can you go and get | | Provisions: Statements contained in |
| Riverside | | hundreds of thousands of dollars in | | an insurance policy which explain the |
| Phoenix | | protection for literally pennies per | | benefits, conditions and other |
| Reading | | day? Rates for Term Life insurance | | features of the insurance contract. |
| Pasadena | | remain at all-time lows, and now is the | | |
| Bay City | | time to lock in the best prices. | | Time Limits: The limits of time within |
| Norfolk | | | | which notice of a claim and proof of a |
| Orange | | Healthy people have the best | | loss must be submitted. |
| Belleville | | mortality risks and thus are much | | |
| Palm Desert | | cheaper for companies to insure. This | | Interline Endorsement: Commercial |
| Littleton | | translates into lower rates for the | | endorsements that apply, or could |
| Virginia Beach | | Super Preferred customer than | | apply, to more than one coverage |
| Arlington | | someone with higher risk factors such | | part of a package policy. |
| Franklin | | as a heart condition, cancer or | | |
| Bronx | | diabetes. Conversely, if you were | | |
| Columbia | | unhealthy when you acquired your | | |
| Scottsdale | | policy, and your health has now | | |
| El Cajon | | improved, it might be time to shop for | | |
| Springfield | | a new policy, as your rates are likely | | |
| Johnson City | | to be lower. | | |
