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| Owensboro | | Make sure you have a new policy in | | Deflation: An economic period |
| Oceanside | | place before you cancel your old one | | characterized by falling prices, high |
| Anderson | | to avoid a lapse in coverage. This will | | unemployment and a generally |
| Chesapeake | | also prevent having to figure out the | | sluggish or slow economy. |
| San Jose | | amount of any unused premium that is | | |
| Scranton | | due to you from your old insurance | | Tabular Plan: A retrospective rating |
| York | | company, or having to spar with your | | plan, which uses tables to furnish the |
| Olympia | | agent about exactly when your policy | | various values for the rating formula. |
| Thousand Oaks | | was cancelled and how much they | | |
| Columbia | | owe you. | | Partnership Entity: The partnership |
| Johnson City | | | | considered as an entity and not in |
| Santa Ana | | While some companies raise their | | terms of its individual part-owners. |
| Dubuque | | prices based on your actual age, | | |
| Washington | | most companies increase the price of | | Policy Anniversary: The anniversary |
| Oxnard | | their policies six months before your | | of the date of issue of a policy as |
| Greensboro | | birthday. Its a term called Age | | shown in the policy declarations. |
| Quincy | | Nearest in the industry, and that | | |
| El Paso | | half-year price increase could really | | Notice of Cancellation: Written notice |
| Muskegon | | add up over a 20-year term policy. As | | by an insurer of intent to cancel |
| Newark | | above, the quicker you purchase your | | insurance, or written notice by an |
| Independence | | policy the better. | | insured requesting cancellation. |
