| | | | |
|
| Boynton Beach | | Shopping around is the best way to | | Divided Cover: The placing of |
| Walnut Creek | | save money on your insurance. | | insurance on a given subject or |
| San Jose | | | | object with more than one insurer. |
| Macon | | Everyone has different needs, and | | |
| Santa Barbara | | not one size fits all when it comes to | | FICA. Federal Insurance Contributions |
| Grand Rapids | | term life insurance. While it may make | | Act: A law imposing a payroll tax to |
| Miami | | sense for people in their 30s and 40s | | assist in funding Social Security |
| Englewood | | to secure a 20-year term length, a | | benefits. |
| Modesto | | 10-year term might be more | | |
| El Cajon | | appropriate for someone nearing | | Premises: The particular location of |
| Myrtle Beach | | retirement. | | property or a portion thereof as |
| Ocala | | | | designated in a policy. |
| Springfield | | While some companies raise their | | |
| West Chester | | prices based on your actual age, | | Paid-In Surplus: Surplus paid in by |
| Bloomington | | most companies increase the price of | | stockholders, as contrasted with |
| Santa Clara | | their policies six months before your | | surplus earned through the |
| Odessa | | birthday. Its a term called Age | | operations of a business. |
| Spokane | | Nearest in the industry, and that | | |
| Bronx | | half-year price increase could really | | Initial Premium: An amount paid at the |
| Midland | | add up over a 20-year term policy. As | | inception of an insurance contract, |
| Knoxville | | above, the quicker you purchase your | | usually subject to adjustment at the |
| Dallas | | policy the better. | | end of the policy period. |