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| Norwalk | | Make sure you have a new policy in | | Index Bureau Experience: A measure |
| Spokane | | place before you cancel your old one | | of losses relating to claims reported |
| Charlotte | | to avoid a lapse in coverage. This will | | through a claim office during a |
| Atlanta | | also prevent having to figure out the | | 12-month period. |
| Longview | | amount of any unused premium that is | | |
| Allentown | | due to you from your old insurance | | Agent's License: A certificate of |
| Sioux Falls | | company, or having to spar with your | | authority from the state which permits |
| Jacksonville | | agent about exactly when your policy | | the agent to conduct business. |
| Fall River | | was cancelled and how much they | | |
| Delray Beach | | owe you. | | Stock Option Plan: Surviving |
| Rockville | | | | stockholders have the option to |
| Acworth | | At InsWeb, you can compare free | | purchase or not purchase the shares |
| St. Joseph | | online insurance quotes from many of | | of a deceased stockholder. |
| Fort Wayne | | the nations leading insurance | | |
| Arlington | | companies. | | Monoline Policy: Any insurance |
| Morristown | | | | coverage written as a single line |
| Yuma | | While some companies raise their | | policy. Contrast with Multiple Line or |
| Redlands | | prices based on your actual age, | | Package policy. |
| Wichita | | most companies increase the price of | | |
| Bay City | | their policies six months before your | | First Party Insurance: Insurance which |
| Sioux Falls | | birthday. Its a term called Age | | applies to coverage for the insured's |
| Naperville | | Nearest in the industry, and that | | own property or person. Contrast with |
| Rome | | half-year price increase could really | | Third Party Insurance. |
| Stuart | | add up over a 20-year term policy. As | | |
| North Hollywood | | above, the quicker you purchase your | | Commission of Authority: A document |
| Stockbridge | | policy the better. | | outlining the powers delegated to an |
| Bethlehem | | | | agent by an insurer. |
| Orange Park | | Shopping around is the best way to | | |
| Pueblo | | save money on your insurance. | | Effective Date: The date on which the |
| Fall River | | | | protection of an insurance policy or |
| Scottsdale | | Life insurance, specifically Term Life, | | bond goes into effect. |
| Chula Vista | | is arguably one of the best values in | | |
| Akron | | the entire financial services arena. | | Equity: The money value of an |
| Ocala | | Where else can you go and get | | insurance company that is over and |
| Williamsport | | hundreds of thousands of dollars in | | above its liabilities. Liabilities include |
| Bradenton | | protection for literally pennies per | | almost all of its reserves. |
| Flint | | day? Rates for Term Life insurance | | |
| Gulfport | | remain at all-time lows, and now is the | | |
| Littleton | | time to lock in the best prices. | | |
