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| New York | | While some companies raise their | | Notice To Company: Written notice to |
| Goldsboro | | prices based on your actual age, | | an insurer of the occurrence of an |
| Hickory | | most companies increase the price of | | event which a claim is to be based. |
| Erie | | their policies six months before your | | |
| Harrisburg | | birthday. Its a term called Age | | Nonassignable: A policy that the |
| Toms River | | Nearest in the industry, and that | | owner cannot assign to a third party. |
| Atlanta | | half-year price increase could really | | Most policies are nonassignable |
| Newport Beach | | add up over a 20-year term policy. As | | unless approval is given by the |
| Knoxville | | above, the quicker you purchase your | | insurer. |
| Huntsville | | policy the better. | | |
| Seattle | | | | Claim Report: A report filed by an |
| Pasadena | | Life insurance, specifically Term Life, | | agent setting forth the facts of a claim. |
| Greeley | | is arguably one of the best values in | | Same as Loss Report. |
| Tempe | | the entire financial services arena. | | |
| Pensacola | | Where else can you go and get | | Short Rate Premium: The premium |
| Greenville | | hundreds of thousands of dollars in | | required for issuing a policy for a |
| Birmingham | | protection for literally pennies per | | period less than its normal term. |
| Inglewood | | day? Rates for Term Life insurance | | |
| Grand Prairie | | remain at all-time lows, and now is the | | Standard Industry Code (SIC): This is |
| Savannah | | time to lock in the best prices. | | a coding system which assigns |
| Tyler | | | | separate codes for different types of |
| Ventura | | The quickest and easiest way to | | industries. |
| Rochester | | shop for new insurance is by | | |
| Albuquerque | | comparing rates at InsWebs online | | Notice of Cancellation: Written notice |
| Santa Barbara | | marketplace. If you do it the | | by an insurer of intent to cancel |
| Rockville | | old-fashioned way (by calling or | | insurance, or written notice by an |
| Youngstown | | visiting multiple agents or insurance | | insured requesting cancellation. |
| Columbus | | companies) it could take up a huge | | |
| Albany | | chunk of your time, which no one | | Overlapping Insurance: Coverage |
| Baltimore | | wants or needs. By completing | | from two or more policies or insurers |
| Charlotte | | InsWebs online application, you will | | which duplicates coverage of certain |
| Downey | | have rates to compare to your old | | risks. |
| Little Rock | | ones within minutes! | | |
| Bakersfield | | | | Earned Income: The money |
| Burbank | | | | individuals earn as a result of working |
| Orange | | | | at some job or occupation for which |
| Gaithersburg | | | | they are paid a salary. |
