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| Stockbridge | | While some companies raise their | | Claim: A demand made by the |
| Lawton | | prices based on your actual age, | | insured, or the insured's beneficiary, |
| Hot Springs | | most companies increase the price of | | for payment of the benefits provided |
| Sumter | | their policies six months before your | | by the contract. |
| Dubuque | | birthday. Its a term called Age | | |
| Brooklyn | | Nearest in the industry, and that | | Net Loss: The amount of loss |
| Alpharetta | | half-year price increase could really | | sustained by an insurer after giving |
| Mountain View | | add up over a 20-year term policy. As | | effect to all applicable reinsurance, |
| Fort Myers | | above, the quicker you purchase your | | salvage, and subrogation recoveries. |
| Fort Myers | | policy the better. | | |
| Santa Ana | | | | Partnership: A business enterprise |
| Cranston | | Individuals who have 30-year | | owned and operated by two or more |
| Fresno | | mortgages might want to consider a | | persons for the purpose of generating |
| Tulsa | | 30-year term to ensure that the house | | business income and profits. |
| Hemet | | is protected throughout the period of | | |
| Cambridge | | the loan. | | Provisions: Statements contained in |
| Atlanta | | | | an insurance policy which explain the |
| San Antonio | | We offer quotes for auto insurance, | | benefits, conditions and other |
| Longwood | | life insurance, homeowners | | features of the insurance contract. |
| Spring Hill | | insurance, health insurance, term life | | |
| Warren | | insurance and more. | | Claim Report: A report filed by an |
| Albuquerque | | | | agent setting forth the facts of a claim. |
| Rapid City | | Life insurance, specifically Term Life, | | Same as Loss Report. |
| Troy | | is arguably one of the best values in | | |
| Kansas City | | the entire financial services arena. | | Paid-In Surplus: Surplus paid in by |
| Portland | | Where else can you go and get | | stockholders, as contrasted with |
| Quincy | | hundreds of thousands of dollars in | | surplus earned through the |
| Duluth | | protection for literally pennies per | | operations of a business. |
| Lorain | | day? Rates for Term Life insurance | | |
| Myrtle Beach | | remain at all-time lows, and now is the | | Premises: The particular location of |
| Irving | | time to lock in the best prices. | | property or a portion thereof as |
| Oklahoma City | | | | designated in a policy. |
| Littleton | | The quickest and easiest way to | | |
| Acworth | | shop for new insurance is by | | Flat Cancellation: A policy which is |
| Fremont | | comparing rates at InsWebs online | | cancelled upon its effective date. |
| Fullerton | | marketplace. If you do it the | | Usually under a flat cancellation no |
| Lakeland | | old-fashioned way (by calling or | | premium charge is made. |
| Roanoke | | visiting multiple agents or insurance | | |
| Orlando | | companies) it could take up a huge | | |
| Knoxville | | chunk of your time, which no one | | |
| Rome | | wants or needs. By completing | | |
| Hot Springs | | InsWebs online application, you will | | |
| Colorado Springs | | have rates to compare to your old | | |
| Amarillo | | ones within minutes! | | |
