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| Anchorage | | Individuals who have 30-year | | Retail Credit Company: The former |
| Fort Collins | | mortgages might want to consider a | | name of Equifax, a credit reporting |
| Duluth | | 30-year term to ensure that the house | | organization. See Equifax. |
| Tyler | | is protected throughout the period of | | |
| Newport Beach | | the loan. | | Criticism: A correction suggested by a |
| New Port Richey | | | | rating or auditing bureau to an insurer. |
| Biloxi | | The best time to switch policies is | | |
| Fort Lauderdale | | within one month of receiving your | | Flat Cancellation: A policy which is |
| Scottsdale | | policy renewal from your current | | cancelled upon its effective date. |
| Ocala | | insurer. You can typically cancel your | | Usually under a flat cancellation no |
| Houma | | policy without any fees or penalties if | | premium charge is made. |
| Evanston | | you act within this time period. | | |
| Albany | | | | Multi-Peril Policies: Policies which |
| Columbus | | While some companies raise their | | cover a number of perils, such as fire, |
| Stuart | | prices based on your actual age, | | burglary, and liability, in a single |
| Lima | | most companies increase the price of | | contract. |
| Wichita | | their policies six months before your | | |
| Fort Lauderdale | | birthday. Its a term called Age | | Insolvent Insurer: An insurer which is |
| Racine | | Nearest in the industry, and that | | unable to meet its financial |
| Woodbridge | | half-year price increase could really | | obligations. |
| Pasadena | | add up over a 20-year term policy. As | | |
| Asheville | | above, the quicker you purchase your | | Policy Anniversary: The anniversary |
| Fort Wayne | | policy the better. | | of the date of issue of a policy as |
| Chattanooga | | | | shown in the policy declarations. |
| Akron | | At InsWeb, you can compare free | | |
| Tampa | | online insurance quotes from many of | | Expense Allowance: A compensation |
| Joliet | | the nations leading insurance | | paid to an insurance agent in excess |
| Charleston | | companies. | | of prescribed commissions. |
