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| Abilene | | While some companies raise their | | Monoline Policy: Any insurance |
| Costa Mesa | | prices based on your actual age, | | coverage written as a single line |
| Cherry Hill | | most companies increase the price of | | policy. Contrast with Multiple Line or |
| Lowell | | their policies six months before your | | Package policy. |
| Boston | | birthday. Its a term called Age | | |
| Chandler | | Nearest in the industry, and that | | Convention Values: Values assigned |
| Jackson | | half-year price increase could really | | to insurers' assets in the convention |
| Fort Smith | | add up over a 20-year term policy. As | | blank. |
| Sacramento | | above, the quicker you purchase your | | |
| Edison | | policy the better. | | Time Limits: The limits of time within |
| Detroit | | | | which notice of a claim and proof of a |
| Fall River | | The quickest and easiest way to | | loss must be submitted. |
| Decatur | | shop for new insurance is by | | |
| Minneapolis | | comparing rates at InsWebs online | | Liabilities: Money owed or expected |
| Wichita | | marketplace. If you do it the | | to be owed. Insurance company |
| Trenton | | old-fashioned way (by calling or | | financial statements, for instance, |
| Hartford | | visiting multiple agents or insurance | | show assets and liabilities. |
| Poughkeepsie | | companies) it could take up a huge | | |
| New Orleans | | chunk of your time, which no one | | Brokerage Department: A department |
| Duluth | | wants or needs. By completing | | of an insurer whose purpose is to |
| Dothan | | InsWebs online application, you will | | deal with brokers in the placing of |
| Wichita | | have rates to compare to your old | | insurance. |
| Long Island City | | ones within minutes! | | |
| Hollywood | | | | Admitted (or Allowed) Assets: Assets |
| Allentown | | Shopping around is the best way to | | whose values are permitted by state |
| Cleveland | | save money on your insurance. | | law to be included in the annual |
| Jacksonville | | | | statement of the insurer. |
| Asheville | | If you decide to cancel your policy | | |
| Trenton | | (after acquiring new coverage) | | New For Old: Replacing old |
| St. Joseph | | outside of the 30-day period, you may | | damaged parts or equipment with |
| Asheville | | have to pay a fee or penalty. | | new ones rather than repairing them. |
| Atlanta | | However, you may still save money | | |
| Florissant | | after paying the fee if your new policy | | Tabular Plan: A retrospective rating |
| Quincy | | affords you significant savings. So | | plan, which uses tables to furnish the |
| Philadelphia | | while it is best to wait until your | | various values for the rating formula. |
| Westbury | | receive your renewal notice, you CAN | | |
| Hattiesburg | | cancel your policy at any time. | | |
