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| Seattle | | While some companies raise their | | Tabular Plan: A retrospective rating |
| Cookeville | | prices based on your actual age, | | plan, which uses tables to furnish the |
| Santa Ana | | most companies increase the price of | | various values for the rating formula. |
| Bloomington | | their policies six months before your | | |
| Decatur | | birthday. Its a term called Age | | Inspection: Independent checking on |
| Topeka | | Nearest in the industry, and that | | facts about an applicant, |
| Des Moines | | half-year price increase could really | | policyholder, or claimant, usually by a |
| Kingsport | | add up over a 20-year term policy. As | | commercial inspection agency. |
| Fall River | | above, the quicker you purchase your | | |
| Hot Springs | | policy the better. | | Time Limits: The limits of time within |
| Denton | | | | which notice of a claim and proof of a |
| Troy | | At InsWeb, you can compare free | | loss must be submitted. |
| Duluth | | online insurance quotes from many of | | |
| Owensboro | | the nations leading insurance | | Net Loss: The amount of loss |
| Brooklyn | | companies. | | sustained by an insurer after giving |
| Topeka | | | | effect to all applicable reinsurance, |
| Worcester | | Shopping around is the best way to | | salvage, and subrogation recoveries. |
| Corpus Christi | | save money on your insurance. | | |
| Spartanburg | | | | Submitted Business: Applications for |
| Monroe | | Make sure you have a new policy in | | insurance submitted to an insurer but |
| Tulsa | | place before you cancel your old one | | not yet acted upon by it. |
| Stamford | | to avoid a lapse in coverage. This will | | |
| Memphis | | also prevent having to figure out the | | Premium: The price of insurance |
| Birmingham | | amount of any unused premium that is | | protection for a specified risk for a |
| Topeka | | due to you from your old insurance | | specified period of time. |
| Fayetteville | | company, or having to spar with your | | |
| Gulfport | | agent about exactly when your policy | | Adjustment Bureau: A firm organized |
| Ventura | | was cancelled and how much they | | to provide adjustment services to |
| Corona | | owe you. | | insurers not wishing to create their |
| San Antonio | | | | own claims division. |
| Springfield | | Why not take advantage of current | | |
| Schaumburg | | low prices? Many auto insurance | | Public Adjuster: An insurance adjuster |
| Berkeley | | consumers are becoming educated | | who represents an insured on a fee |
| Racine | | on other companies, plans, and rates | | basis in claims settlement. Contrast |
| Jackson | | that are available to them; ones that | | with Independent Adjuster. |
| Washington | | could afford them significant savings | | |
| Allentown | | on their auto insurance. | | |
