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| Overland Park | | Healthy people have the best | | Brick Veneer Construction: Refers to |
| Venice | | mortality risks and thus are much | | a building where the outside walls are |
| Tampa | | cheaper for companies to insure. This | | constructed of wood with a facing of a |
| Poughkeepsie | | translates into lower rates for the | | single layer of brick. |
| Pasadena | | Super Preferred customer than | | |
| Sioux Falls | | someone with higher risk factors such | | Index Bureau Experience: A measure |
| Silver Spring | | as a heart condition, cancer or | | of losses relating to claims reported |
| Elkhart | | diabetes. Conversely, if you were | | through a claim office during a |
| Jacksonville | | unhealthy when you acquired your | | 12-month period. |
| Jersey City | | policy, and your health has now | | |
| Cypress | | improved, it might be time to shop for | | Admitted Company: An insurance |
| Edmond | | a new policy, as your rates are likely | | company authorized and licensed to |
| Akron | | to be lower. | | do business in a given state. |