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| Coral Springs | | While some companies raise their | | Amendment: A formal document |
| Sioux City | | prices based on your actual age, | | which corrects or revises an |
| Anchorage | | most companies increase the price of | | insurance master policy. |
| Killeen | | their policies six months before your | | |
| Newark | | birthday. Its a term called Age | | Insurance to Value: Insurance written |
| Vineland | | Nearest in the industry, and that | | in an amount approximating the value |
| Huntsville | | half-year price increase could really | | of the property insured. |
| Cherry Hill | | add up over a 20-year term policy. As | | |
| Fall River | | above, the quicker you purchase your | | Commingling: An illegal practice |
| Pembroke Pines | | policy the better. | | which occurs when an agent mixes |
| Woodbridge | | | | personal funds with the insured's or |
| Longmont | | We offer quotes for auto insurance, | | insurer's funds. |
| Silver Spring | | life insurance, homeowners | | |
| Fayetteville | | insurance, health insurance, term life | | Preferred Risk: Any risk considered |
| Kingsport | | insurance and more. | | to be better than the standard risk on |
| Syracuse | | | | which the premium rate was |
| Los Angeles | | If you have noticed that your auto | | calculated. |
| Las Cruces | | insurance rates are still increasing | | |
| Bronx | | with each renewal, or even have not | | Loss Frequency: The number of times |
| Pensacola | | gone down even though you have a | | a loss occurs over a specific period |
| Flushing | | great driving record, this lower pricing | | of time. |
| Elkhart | | trend makes it more important then | | |
| Springfield | | ever that you shop around for auto | | Legislative Risk: A risk faced by |
| Providence | | insurance. | | investors whereby changes in tax |
| Boca Raton | | | | laws can result in adverse effects on |
| Florissant | | Why not take advantage of current | | the individual's investment results. |
| Jacksonville | | low prices? Many auto insurance | | |
| Huntsville | | consumers are becoming educated | | Endorsement: A written or printed form |
| Huntington | | on other companies, plans, and rates | | attached to the policy which alters |
| Portsmouth | | that are available to them; ones that | | provisions of the contract. |
| Scottsdale | | could afford them significant savings | | |
| Corpus Christi | | on their auto insurance. | | Deductible: The portion of an insured |
| Elkhart | | | | loss to be borne by the insured |
| Turlock | | People who are trying to quit | | before he is entitled to recovery from |
| Littleton | | smoking, for example, might be best | | the insurer. |
| Clearwater | | suited purchasing a shorter term (and | | |
| Dearborn | | then replacing it with a longer term | | |
| Corona | | policy when they qualify for | | |
| New Orleans | | non-tobacco prices). | | |
