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| Fort Collins | | Individuals who have 30-year | | Basic Rate: The manual rate from |
| Winter Park | | mortgages might want to consider a | | which discounts are taken or to which |
| Chattanooga | | 30-year term to ensure that the house | | charges are added to reflect the |
| Newark | | is protected throughout the period of | | individual circumstances of a risk. |
| Cypress | | the loan. | | |
| Memphis | | | | Captive Agent: One who sells |
| Lafayette | | Make sure you have a new policy in | | insurance for only one company as |
| Jonesboro | | place before you cancel your old one | | opposed to an agent who represents |
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| Colorado Springs | | also prevent having to figure out the | | |
| Westbury | | amount of any unused premium that is | | Valued: Relating to an agreement by |
| Green Bay | | due to you from your old insurance | | an insurer to pay a specified amount |
| Greeley | | company, or having to spar with your | | of money to or on behalf of the |
| Bellevue | | agent about exactly when your policy | | insured upon occurrence of a defined |
| Silver Spring | | was cancelled and how much they | | loss. |
| Long Island City | | owe you. | | |
| Fort Collins | | | | Multi-Peril Policies: Policies which |
| Conroe | | We offer quotes for auto insurance, | | cover a number of perils, such as fire, |
| Glendale | | life insurance, homeowners | | burglary, and liability, in a single |
| Kansas City | | insurance, health insurance, term life | | contract. |
| Springfield | | insurance and more. | | |
| Dothan | | | | Short-Term Policy: A policy written for |
| Silver Spring | | At InsWeb, you can compare free | | a period of less time than is normal for |
| Chandler | | online insurance quotes from many of | | that type of policy. |
| Gulfport | | the nations leading insurance | | |
| Muncie | | companies. | | Accident: An unplanned event, |
| Billings | | | | unexpected and undesigned, which |
| Palm Harbor | | People who are trying to quit | | occurs suddenly and at a definite |
| Orange | | smoking, for example, might be best | | place. |
| Yuma | | suited purchasing a shorter term (and | | |
| Raleigh | | then replacing it with a longer term | | Interline Endorsement: Commercial |
| Sterling Heights | | policy when they qualify for | | endorsements that apply, or could |
| Wichita | | non-tobacco prices). | | apply, to more than one coverage |
| Clearwater | | | | part of a package policy. |
