Port Allen Insurance

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Waterloo	The best time to switch policies is	Fiduciary: A person holding the funds
Whittier	within one month of receiving your	or property of another in a position of
Winter Park	policy renewal from your current	trust. An example would be the
Malden	insurer. You can typically cancel your	executor of an estate.
Edmond	policy without any fees or penalties if
Fresno	you act within this time period.	Exclusions: Specific situations,
Cedar Rapids		conditions, or circumstances that are
Muncie	If you decide to cancel your policy	listed in the contract as being not
Newport News	(after acquiring new coverage)	covered.
Bloomington	outside of the 30-day period, you may
Philadelphia	have to pay a fee or penalty.	Nonassignable: A policy that the
Memphis	However, you may still save money	owner cannot assign to a third party.
Newark	after paying the fee if your new policy	Most policies are nonassignable
Palm Desert	affords you significant savings. So	unless approval is given by the
Springfield	while it is best to wait until your	insurer.
Waco	receive your renewal notice, you CAN
Brooklyn	cancel your policy at any time.	Authorized Insurer: An insurer
Honolulu		authorized by the state to transact
Norfolk	While some companies raise their	business in that state for specific
Santa Ana	prices based on your actual age,	types of insurance.
Bradenton	most companies increase the price of
Worcester	their policies six months before your	Business: In Property, Liability, and
Gulfport	birthday. Its a term called Age	Health lines, it usually refers to the
Oxnard	Nearest in the industry, and that	volume of premiums.
Gaithersburg	half-year price increase could really
Bakersfield	add up over a 20-year term policy. As	Policy Anniversary: The anniversary
Alameda	above, the quicker you purchase your	of the date of issue of a policy as
Jasper	policy the better.	shown in the policy declarations.