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| Conroe | | We offer quotes for auto insurance, | | Examiner: An employee assigned by |
| Fayetteville | | life insurance, homeowners | | the state insurance department to |
| Panama City | | insurance, health insurance, term life | | audit insurers' records. |
| Hemet | | insurance and more. | | |
| Phoenix | | | | Insurance Policy: The printed form |
| Canton | | At InsWeb, you can compare free | | which serves as the contract between |
| Johnstown | | online insurance quotes from many of | | an insurer and an insured. |
| Portland | | the nations leading insurance | | |
| Cedar Rapids | | companies. | | Authorized Insurer: An insurer |
| Malden | | | | authorized by the state to transact |
| Rochester | | If you have noticed that your auto | | business in that state for specific |
| Scottsdale | | insurance rates are still increasing | | types of insurance. |
| Canton | | with each renewal, or even have not | | |
| Denver | | gone down even though you have a | | Premises: The particular location of |
| Frederick | | great driving record, this lower pricing | | property or a portion thereof as |
| Dubuque | | trend makes it more important then | | designated in a policy. |
| Des Moines | | ever that you shop around for auto | | |
| Jonesboro | | insurance. | | Dual Life Stock Company: A stock |
| Stamford | | | | Life insurer issuing both participating |
| Marietta | | Shopping around is the best way to | | and nonparticipating policy contracts. |
| Scottsdale | | save money on your insurance. | | |
| Gulfport | | | | Calendar Year Experience: This |
| Los Angeles | | Why not take advantage of current | | measures the premiums and losses |
| Los Angeles | | low prices? Many auto insurance | | entered on accounting records during |
| Canton | | consumers are becoming educated | | the 12-month calendar. |
| Springfield | | on other companies, plans, and rates | | |
| Springfield | | that are available to them; ones that | | Collusion: An agreement, usually |
| Biloxi | | could afford them significant savings | | secret, between two or more persons |
| Rochester | | on their auto insurance. | | to defraud or deprive another or |
| Sioux City | | | | others of their property or rights. |
| Mountain View | | Everyone has different needs, and | | |
| Virginia Beach | | not one size fits all when it comes to | | Underinsurance: A condition in which |
| Milwaukee | | term life insurance. While it may make | | not enough insurance is carried to |
| Toms River | | sense for people in their 30s and 40s | | cover the insurable value. |
| Sacramento | | to secure a 20-year term length, a | | |
| Wilmington | | 10-year term might be more | | |
| Fort Collins | | appropriate for someone nearing | | |
| Savannah | | retirement. | | |
