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| Redlands | | The best time to switch policies is | | Brick Veneer Construction: Refers to |
| Plano | | within one month of receiving your | | a building where the outside walls are |
| Killeen | | policy renewal from your current | | constructed of wood with a facing of a |
| Spartanburg | | insurer. You can typically cancel your | | single layer of brick. |
| Topeka | | policy without any fees or penalties if | | |
| Tacoma | | you act within this time period. | | Valuation Clause: A clause stating the |
| Anaheim | | | | value of items for insurance |
| Houston | | Everyone has different needs, and | | purposes, making it a valued policy. |
| Thousand Oaks | | not one size fits all when it comes to | | |
| Eugene | | term life insurance. While it may make | | Broker of Record: A broker who has |
| Fort Lauderdale | | sense for people in their 30s and 40s | | been designated to handle certain |
| Ogden | | to secure a 20-year term length, a | | insurance contracts for the |
| Alameda | | 10-year term might be more | | policyholder. |
| Alexandria | | appropriate for someone nearing | | |
| Fullerton | | retirement. | | Inspection: Independent checking on |
| Mesquite | | | | facts about an applicant, |
| Lawrenceville | | People who are trying to quit | | policyholder, or claimant, usually by a |
| Fort Lauderdale | | smoking, for example, might be best | | commercial inspection agency. |
| Downey | | suited purchasing a shorter term (and | | |
| Midland | | then replacing it with a longer term | | Policywriting Agent: An agent who has |
| Carlsbad | | policy when they qualify for | | the authority to prepare and effect an |
| Yonkers | | non-tobacco prices). | | insurer's policy. |
