| | | | |
|
| Spring Hill | | At InsWeb, you can compare free | | Borderline Risk: An insurance |
| Clinton Township | | online insurance quotes from many of | | prospect of doubtful quality from an |
| Waterloo | | the nations leading insurance | | underwriting point of view. |
| Wilmington | | companies. | | |
| Charlotte | | | | Shock Loss: A catastrophic loss so |
| Owensboro | | If you have noticed that your auto | | large that it has a material effect on |
| Bayside | | insurance rates are still increasing | | the underwriting results of a company. |
| Oxnard | | with each renewal, or even have not | | |
| Frederick | | gone down even though you have a | | Admitted (or Allowed) Assets: Assets |
| Slidell | | great driving record, this lower pricing | | whose values are permitted by state |
| El Cajon | | trend makes it more important then | | law to be included in the annual |
| El Paso | | ever that you shop around for auto | | statement of the insurer. |
| Vero Beach | | insurance. | | |
| Chandler | | | | Preferred Risk: Any risk considered |
| Santa Ana | | If you decide to cancel your policy | | to be better than the standard risk on |
| Dallas | | (after acquiring new coverage) | | which the premium rate was |
| Atlanta | | outside of the 30-day period, you may | | calculated. |
| Wichita | | have to pay a fee or penalty. | | |
| Beaumont | | However, you may still save money | | Claim Expense: The expense of |
| Acworth | | after paying the fee if your new policy | | adjusting a claim, such as |
| Anaheim | | affords you significant savings. So | | investigation and attorneys' fees. It |
| Southfield | | while it is best to wait until your | | does not include the cost of the claim |
| Jackson | | receive your renewal notice, you CAN | | itself. |
| Venice | | cancel your policy at any time. | | |
| Longview | | | | Gross Premium: The net premium |
| Franklin | | Life insurance, specifically Term Life, | | plus operating expenses, |
| Torrance | | is arguably one of the best values in | | commissions and other expenses. |
| Scottsdale | | the entire financial services arena. | | |
| Fort Collins | | Where else can you go and get | | Overlapping Insurance: Coverage |
| Lafayette | | hundreds of thousands of dollars in | | from two or more policies or insurers |
| Turlock | | protection for literally pennies per | | which duplicates coverage of certain |
| West Palm Beach | | day? Rates for Term Life insurance | | risks. |
| Louisville | | remain at all-time lows, and now is the | | |
| Norwalk | | time to lock in the best prices. | | American Risk and Insurance |
| Modesto | | | | Association: An association of |
| Brooklyn | | | | insurance educators and others |
| Seattle | | | | interested in insurance study and |
| Bayside | | | | research. |
