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| Corona | | Healthy people have the best | | Premises: The particular location of |
| Colorado Springs | | mortality risks and thus are much | | property or a portion thereof as |
| Jasper | | cheaper for companies to insure. This | | designated in a policy. |
| Cape Coral | | translates into lower rates for the | | |
| Newburgh | | Super Preferred customer than | | Dual Life Stock Company: A stock |
| Louisville | | someone with higher risk factors such | | Life insurer issuing both participating |
| Worcester | | as a heart condition, cancer or | | and nonparticipating policy contracts. |
| Stuart | | diabetes. Conversely, if you were | | |
| Jersey City | | unhealthy when you acquired your | | Incurred Expense: Expenses not yet |
| Seattle | | policy, and your health has now | | paid. Can also include paid |
| Schaumburg | | improved, it might be time to shop for | | expenses in some accounting |
| Henderson | | a new policy, as your rates are likely | | systems. |
| Gulfport | | to be lower. | | |
| Garland | | | | Liquidity: The ability of an insurer to |
| Costa Mesa | | Individuals who have 30-year | | convert its assets into cash to pay |
| Lawrenceville | | mortgages might want to consider a | | claims if necessary. |
| Boston | | 30-year term to ensure that the house | | |
| Austin | | is protected throughout the period of | | Standard Industry Code (SIC): This is |
| Harrisburg | | the loan. | | a coding system which assigns |
| Chandler | | | | separate codes for different types of |
| Fresno | | If you have noticed that your auto | | industries. |
| Augusta | | insurance rates are still increasing | | |
| Venice | | with each renewal, or even have not | | Premium Notice: A form notice from |
| Huntsville | | gone down even though you have a | | an insurer or agency to a policy |
| Mansfield | | great driving record, this lower pricing | | owner that a premium will be due on a |
| Ocala | | trend makes it more important then | | given date. |
| Gainesville | | ever that you shop around for auto | | |
| Tulsa | | insurance. | | Short-Term Policy: A policy written for |
| Virginia Beach | | | | a period of less time than is normal for |
| Sioux Falls | | Why not take advantage of current | | that type of policy. |
| Philadelphia | | low prices? Many auto insurance | | |
| Milwaukee | | consumers are becoming educated | | Building Code: This refers to |
| Lima | | on other companies, plans, and rates | | municipal or other governmental |
| Edmond | | that are available to them; ones that | | ordinances regulating the type of |
| Jasper | | could afford them significant savings | | construction of buildings within its |
| Thousand Oaks | | on their auto insurance. | | jurisdiction. |
