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| Ogden | | Individuals who have 30-year | | Policy Anniversary: The anniversary |
| Fredericksburg | | mortgages might want to consider a | | of the date of issue of a policy as |
| Memphis | | 30-year term to ensure that the house | | shown in the policy declarations. |
| Billings | | is protected throughout the period of | | |
| Zanesville | | the loan. | | Replacement: A new policy written to |
| Silver Spring | | | | take the place of one currently in force. |
| West Chester | | If you have noticed that your auto | | |
| Fort Lauderdale | | insurance rates are still increasing | | Premises: The particular location of |
| Palm Desert | | with each renewal, or even have not | | property or a portion thereof as |
| St. Joseph | | gone down even though you have a | | designated in a policy. |
| Orlando | | great driving record, this lower pricing | | |
| Duluth | | trend makes it more important then | | Approved: The condition which exists |
| Jersey City | | ever that you shop around for auto | | when the person or object to be |
| Lawton | | insurance. | | insured meets the underwriting |
| Pembroke Pines | | | | standards of the insurer. |
| Vero Beach | | The quickest and easiest way to | | |
| Venice | | shop for new insurance is by | | Incurred Expense: Expenses not yet |
| Boca Raton | | comparing rates at InsWebs online | | paid. Can also include paid |
| Youngstown | | marketplace. If you do it the | | expenses in some accounting |
| Chicago | | old-fashioned way (by calling or | | systems. |
| Owensboro | | visiting multiple agents or insurance | | |
| Olympia | | companies) it could take up a huge | | Policy Period (or Term): The period |
| Lubbock | | chunk of your time, which no one | | during which the policy contract |
| Beaumont | | wants or needs. By completing | | affords protection, e.g., six months or |
| Kansas City | | InsWebs online application, you will | | one or three years. |
| Toms River | | have rates to compare to your old | | |
| Baton Rouge | | ones within minutes! | | Building Code: This refers to |
| Boulder | | | | municipal or other governmental |
| Longview | | At InsWeb, you can compare free | | ordinances regulating the type of |
| Lima | | online insurance quotes from many of | | construction of buildings within its |
| Grand Prairie | | the nations leading insurance | | jurisdiction. |
| Boulder | | companies. | | |
| Long Island City | | | | Commingling: An illegal practice |
| Dothan | | People who are trying to quit | | which occurs when an agent mixes |
| Omaha | | smoking, for example, might be best | | personal funds with the insured's or |
| Bellevue | | suited purchasing a shorter term (and | | insurer's funds. |
| Fort Lauderdale | | then replacing it with a longer term | | |
| Las Vegas | | policy when they qualify for | | |
| Milwaukee | | non-tobacco prices). | | |
