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| Indianapolis | | Make sure you have a new policy in | | Deficit Carried Forward: The transfer |
| Lawrenceville | | place before you cancel your old one | | of a debit balance from one |
| Topeka | | to avoid a lapse in coverage. This will | | accounting period to another. |
| Southfield | | also prevent having to figure out the | | |
| Longview | | amount of any unused premium that is | | War Risk Insurance: Insurance |
| Grand Junction | | due to you from your old insurance | | covering damage caused by war. |
| Kansas City | | company, or having to spar with your | | Most often written by Ocean Marine |
| Portland | | agent about exactly when your policy | | Insurance companies covering |
| Turlock | | was cancelled and how much they | | vessels. |
| St. Joseph | | owe you. | | |
| Spokane | | | | Producer: A term applied to an agent, |
| Albany | | If you decide to cancel your policy | | solicitor or other person who sells |
| Glendale | | (after acquiring new coverage) | | insurance. |
| Schaumburg | | outside of the 30-day period, you may | | |
| Albuquerque | | have to pay a fee or penalty. | | Brick Veneer Construction: Refers to |
| Fayetteville | | However, you may still save money | | a building where the outside walls are |
| Racine | | after paying the fee if your new policy | | constructed of wood with a facing of a |
| Abilene | | affords you significant savings. So | | single layer of brick. |
| Torrance | | while it is best to wait until your | | |
| Springfield | | receive your renewal notice, you CAN | | Deductible: The portion of an insured |
| Fall River | | cancel your policy at any time. | | loss to be borne by the insured |
| Joliet | | | | before he is entitled to recovery from |
| Ventura | | If you have noticed that your auto | | the insurer. |
| Reading | | insurance rates are still increasing | | |
| Santa Monica | | with each renewal, or even have not | | Inspection: Independent checking on |
| Cherry Hill | | gone down even though you have a | | facts about an applicant, |
| Irving | | great driving record, this lower pricing | | policyholder, or claimant, usually by a |
| Detroit | | trend makes it more important then | | commercial inspection agency. |
| Macon | | ever that you shop around for auto | | |
| Charlotte | | insurance. | | Commission of Authority: A document |
| Lawton | | | | outlining the powers delegated to an |
| Arlington | | Everyone has different needs, and | | agent by an insurer. |
| Alameda | | not one size fits all when it comes to | | |
| Santa Rosa | | term life insurance. While it may make | | Liabilities: Money owed or expected |
| Bayside | | sense for people in their 30s and 40s | | to be owed. Insurance company |
| Columbus | | to secure a 20-year term length, a | | financial statements, for instance, |
| Panama City | | 10-year term might be more | | show assets and liabilities. |
| Lubbock | | appropriate for someone nearing | | |
| Independence | | retirement. | | |
