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| Tacoma | | While some companies raise their | | Sherman Antitrust Act: An antitrust law |
| Malden | | prices based on your actual age, | | from which insurance is exempted to |
| Anderson | | most companies increase the price of | | the extent that it is regulated by state |
| Longview | | their policies six months before your | | law. |
| Rockville | | birthday. Its a term called Age | | |
| Boynton Beach | | Nearest in the industry, and that | | Commingling: An illegal practice |
| Boynton Beach | | half-year price increase could really | | which occurs when an agent mixes |
| Williamsport | | add up over a 20-year term policy. As | | personal funds with the insured's or |
| Westbury | | above, the quicker you purchase your | | insurer's funds. |
| Schenectady | | policy the better. | | |
| Las Cruces | | | | Agency Contract (or Agreement): The |
| Lafayette | | Everyone has different needs, and | | document which establishes the legal |
| Rockville | | not one size fits all when it comes to | | relationship between an agent and an |
| Modesto | | term life insurance. While it may make | | insurer. |
| Abilene | | sense for people in their 30s and 40s | | |
| Jonesboro | | to secure a 20-year term length, a | | Amendment: A formal document |
| Muskegon | | 10-year term might be more | | which corrects or revises an |
| Pasadena | | appropriate for someone nearing | | insurance master policy. |
| Chattanooga | | retirement. | | |
| Hemet | | | | Flat Cancellation: A policy which is |
| Henderson | | If you have noticed that your auto | | cancelled upon its effective date. |
| Rochester | | insurance rates are still increasing | | Usually under a flat cancellation no |
| Evanston | | with each renewal, or even have not | | premium charge is made. |
| Palm Harbor | | gone down even though you have a | | |
| Flushing | | great driving record, this lower pricing | | Preferred Risk: Any risk considered |
| Tacoma | | trend makes it more important then | | to be better than the standard risk on |
| Downey | | ever that you shop around for auto | | which the premium rate was |
| Valdosta | | insurance. | | calculated. |
