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| Conroe | | The quickest and easiest way to | | Legislative Risk: A risk faced by |
| Slidell | | shop for new insurance is by | | investors whereby changes in tax |
| Springfield | | comparing rates at InsWebs online | | laws can result in adverse effects on |
| Cape Coral | | marketplace. If you do it the | | the individual's investment results. |
| Boca Raton | | old-fashioned way (by calling or | | |
| Jacksonville | | visiting multiple agents or insurance | | Fiduciary: A person holding the funds |
| Sunnyvale | | companies) it could take up a huge | | or property of another in a position of |
| Bay City | | chunk of your time, which no one | | trust. An example would be the |
| Sterling Heights | | wants or needs. By completing | | executor of an estate. |
| Sioux Falls | | InsWebs online application, you will | | |
| Huntington | | have rates to compare to your old | | Captive Agent: One who sells |
| Livonia | | ones within minutes! | | insurance for only one company as |
| Marietta | | | | opposed to an agent who represents |
| St. Louis | | Individuals who have 30-year | | several companies. |
| Newport Beach | | mortgages might want to consider a | | |
| Olympia | | 30-year term to ensure that the house | | American Risk and Insurance |
| Burbank | | is protected throughout the period of | | Association: An association of |
| West Chester | | the loan. | | insurance educators and others |
| Davenport | | | | interested in insurance study and |
| Newburgh | | The best time to switch policies is | | research. |
| Clarksville | | within one month of receiving your | | |
| Biloxi | | policy renewal from your current | | First Party Insurance: Insurance which |
| Escondido | | insurer. You can typically cancel your | | applies to coverage for the insured's |
| Atlanta | | policy without any fees or penalties if | | own property or person. Contrast with |
| Lafayette | | you act within this time period. | | Third Party Insurance. |
