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| Inglewood | | The best time to switch policies is | | Premises: The particular location of |
| Chattanooga | | within one month of receiving your | | property or a portion thereof as |
| Baton Rouge | | policy renewal from your current | | designated in a policy. |
| Beaumont | | insurer. You can typically cancel your | | |
| Evanston | | policy without any fees or penalties if | | Accident Year Experience: Measures |
| Saginaw | | you act within this time period. | | premiums and losses relating to |
| Fort Lauderdale | | | | accidents which occurred during a |
| Canton | | If you have noticed that your auto | | 12-month period. |
| Waco | | insurance rates are still increasing | | |
| Metairie | | with each renewal, or even have not | | Legislative Risk: A risk faced by |
| Waco | | gone down even though you have a | | investors whereby changes in tax |
| Cambridge | | great driving record, this lower pricing | | laws can result in adverse effects on |
| York | | trend makes it more important then | | the individual's investment results. |
| St. Joseph | | ever that you shop around for auto | | |
| Omaha | | insurance. | | Provisions: Statements contained in |
| Palm Harbor | | | | an insurance policy which explain the |
| Muncie | | Make sure you have a new policy in | | benefits, conditions and other |
| Livonia | | place before you cancel your old one | | features of the insurance contract. |
| Dubuque | | to avoid a lapse in coverage. This will | | |
| Mobile | | also prevent having to figure out the | | National Auto Theft Bureau: An |
| Walnut Creek | | amount of any unused premium that is | | organization engaged in the |
| Anderson | | due to you from your old insurance | | prevention and reduction of motor |
| Amarillo | | company, or having to spar with your | | vehicle fire and theft losses. |
| Athens | | agent about exactly when your policy | | |
| Miami | | was cancelled and how much they | | Approved: The condition which exists |
| Carlsbad | | owe you. | | when the person or object to be |
| Walnut Creek | | | | insured meets the underwriting |
| Rockford | | At InsWeb, you can compare free | | standards of the insurer. |
| Troy | | online insurance quotes from many of | | |
| Clearwater | | the nations leading insurance | | Expense Allowance: A compensation |
| Staten Island | | companies. | | paid to an insurance agent in excess |
| Cranston | | | | of prescribed commissions. |
| Rochester | | Why not take advantage of current | | |
| Frederick | | low prices? Many auto insurance | | Cash Flow Underwriting: The use of |
| Spokane | | consumers are becoming educated | | rating and premium collection |
| Sumter | | on other companies, plans, and rates | | techniques by insurance companies |
| Allentown | | that are available to them; ones that | | to maximize interest earnings on |
| San Bernardino | | could afford them significant savings | | premiums. |
| Corpus Christi | | on their auto insurance. | | |