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| Schaumburg | | Everyone has different needs, and | | Insurance to Value: Insurance written |
| Stockbridge | | not one size fits all when it comes to | | in an amount approximating the value |
| Norfolk | | term life insurance. While it may make | | of the property insured. |
| Lakewood | | sense for people in their 30s and 40s | | |
| Boston | | to secure a 20-year term length, a | | Commission of Authority: A document |
| Denver | | 10-year term might be more | | outlining the powers delegated to an |
| Oklahoma City | | appropriate for someone nearing | | agent by an insurer. |
| Reading | | retirement. | | |
| Eugene | | | | Sherman Antitrust Act: An antitrust law |
| Omaha | | We offer quotes for auto insurance, | | from which insurance is exempted to |
| Clarksville | | life insurance, homeowners | | the extent that it is regulated by state |
| Elkhart | | insurance, health insurance, term life | | law. |
| Tampa | | insurance and more. | | |
| Decatur | | | | Provisions: Statements contained in |
| Minneapolis | | People who are trying to quit | | an insurance policy which explain the |
| Syracuse | | smoking, for example, might be best | | benefits, conditions and other |
| Jersey City | | suited purchasing a shorter term (and | | features of the insurance contract. |
| Woodbridge | | then replacing it with a longer term | | |
| Milwaukee | | policy when they qualify for | | United States Aircraft Insurance |
| Birmingham | | non-tobacco prices). | | Group: A group of insurers providing |
| Chandler | | | | facilities for all forms of Aviation |
| Harrisburg | | The quickest and easiest way to | | Insurance. |
| Chattanooga | | shop for new insurance is by | | |
| Asheville | | comparing rates at InsWebs online | | First Party Insurance: Insurance which |
| Biloxi | | marketplace. If you do it the | | applies to coverage for the insured's |
| St. Louis | | old-fashioned way (by calling or | | own property or person. Contrast with |
| Hattiesburg | | visiting multiple agents or insurance | | Third Party Insurance. |
| Newport Beach | | companies) it could take up a huge | | |
| Coral Springs | | chunk of your time, which no one | | Tariff Rate: A rate established by a |
| Gaithersburg | | wants or needs. By completing | | rating organization, which comes from |
| Oxnard | | InsWebs online application, you will | | the tables, schedules and rules found |
| Montgomery | | have rates to compare to your old | | in the tariff of rates. |
| Vineland | | ones within minutes! | | |
| Chattanooga | | | | Net Loss: The amount of loss |
| Henderson | | | | sustained by an insurer after giving |
| Akron | | | | effect to all applicable reinsurance, |
| Edmond | | | | salvage, and subrogation recoveries. |
