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| Sarasota | | If you decide to cancel your policy | | Loss Adjustment Expense: The cost |
| Sioux City | | (after acquiring new coverage) | | of adjusting losses, excluding the |
| Southfield | | outside of the 30-day period, you may | | amount of the loss itself. |
| Santa Clara | | have to pay a fee or penalty. | | |
| Naperville | | However, you may still save money | | Nonassignable: A policy that the |
| Phoenix | | after paying the fee if your new policy | | owner cannot assign to a third party. |
| Midland | | affords you significant savings. So | | Most policies are nonassignable |
| San Bernardino | | while it is best to wait until your | | unless approval is given by the |
| Dubuque | | receive your renewal notice, you CAN | | insurer. |
| Wichita Falls | | cancel your policy at any time. | | |
| Lakewood | | | | Theory of Probability: The |
| Muncie | | Shopping around is the best way to | | mathematical principle upon which |
| Anaheim | | save money on your insurance. | | insurance is based. |