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| Muncie | | The quickest and easiest way to | | Coding: A method of putting |
| Orange Park | | shop for new insurance is by | | information into a numerical form for |
| Coral Springs | | comparing rates at InsWebs online | | statistical use. Most information on |
| Elkhart | | marketplace. If you do it the | | policies is coded and then put into |
| Tempe | | old-fashioned way (by calling or | | reports. |
| Boynton Beach | | visiting multiple agents or insurance | | |
| Buffalo | | companies) it could take up a huge | | Leasehold: An agreement which |
| Palm Harbor | | chunk of your time, which no one | | gives a person the right to use and |
| Longwood | | wants or needs. By completing | | occupy property. |
| Portland | | InsWebs online application, you will | | |
| Greeley | | have rates to compare to your old | | Notice of Cancellation: Written notice |
| Pueblo | | ones within minutes! | | by an insurer of intent to cancel |
| Philadelphia | | | | insurance, or written notice by an |
| St. Joseph | | Why not take advantage of current | | insured requesting cancellation. |
| Athens | | low prices? Many auto insurance | | |
| Texarkana | | consumers are becoming educated | | Criticism: A correction suggested by a |
| Hemet | | on other companies, plans, and rates | | rating or auditing bureau to an insurer. |
| Allentown | | that are available to them; ones that | | |
| Duluth | | could afford them significant savings | | Valuation Clause: A clause stating the |
| Baltimore | | on their auto insurance. | | value of items for insurance |
| Bayside | | | | purposes, making it a valued policy. |
| Eugene | | We offer quotes for auto insurance, | | |
| Tuscaloosa | | life insurance, homeowners | | Net Interest Earned: The average |
| Boca Raton | | insurance, health insurance, term life | | interest earned by an insurer on its |
| Westbury | | insurance and more. | | investments after investment expense |
| Jersey City | | | | but before federal income taxes. |
| Santa Monica | | Healthy people have the best | | |
| Muncie | | mortality risks and thus are much | | Insolvent Insurer: An insurer which is |
| Amarillo | | cheaper for companies to insure. This | | unable to meet its financial |
| Toms River | | translates into lower rates for the | | obligations. |
| Dallas | | Super Preferred customer than | | |
| Columbia | | someone with higher risk factors such | | Line of Business: The classification of |
| Reading | | as a heart condition, cancer or | | business as utilized in the insurance |
| Lincoln | | diabetes. Conversely, if you were | | industry, e.g., Fire, Allied Lines and |
| Manchester | | unhealthy when you acquired your | | Homeowners. |
| Canton | | policy, and your health has now | | |
| Springfield | | improved, it might be time to shop for | | |
| Columbus | | a new policy, as your rates are likely | | |
| Corpus Christi | | to be lower. | | |
