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| Memphis | | Everyone has different needs, and | | Notice To Company: Written notice to |
| Independence | | not one size fits all when it comes to | | an insurer of the occurrence of an |
| Orlando | | term life insurance. While it may make | | event which a claim is to be based. |
| Rockford | | sense for people in their 30s and 40s | | |
| Naples | | to secure a 20-year term length, a | | Net Loss: The amount of loss |
| Richmond | | 10-year term might be more | | sustained by an insurer after giving |
| Evansville | | appropriate for someone nearing | | effect to all applicable reinsurance, |
| Venice | | retirement. | | salvage, and subrogation recoveries. |