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| Torrance | | While some companies raise their | | Net Interest Earned: The average |
| Downey | | prices based on your actual age, | | interest earned by an insurer on its |
| Honolulu | | most companies increase the price of | | investments after investment expense |
| Aurora | | their policies six months before your | | but before federal income taxes. |
| Washington | | birthday. Its a term called Age | | |
| Henderson | | Nearest in the industry, and that | | Not Taken: Policies applied for and |
| Anchorage | | half-year price increase could really | | issued but rejected by the proposed |
| Springfield | | add up over a 20-year term policy. As | | owner and not paid for. |
| Mansfield | | above, the quicker you purchase your | | |
| Fort Smith | | policy the better. | | Partnership: A business enterprise |
| Columbia | | | | owned and operated by two or more |
| Detroit | | Make sure you have a new policy in | | persons for the purpose of generating |
| Norfolk | | place before you cancel your old one | | business income and profits. |
| Cape Coral | | to avoid a lapse in coverage. This will | | |
| San Diego | | also prevent having to figure out the | | Policywriting Agent: An agent who has |
| Evansville | | amount of any unused premium that is | | the authority to prepare and effect an |
| Raleigh | | due to you from your old insurance | | insurer's policy. |
| Wilmington | | company, or having to spar with your | | |
| Detroit | | agent about exactly when your policy | | Submitted Business: Applications for |
| Charleston | | was cancelled and how much they | | insurance submitted to an insurer but |
| Fort Lauderdale | | owe you. | | not yet acted upon by it. |
