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| Denver | | While some companies raise their | | Liabilities: Money owed or expected |
| Pueblo | | prices based on your actual age, | | to be owed. Insurance company |
| Des Moines | | most companies increase the price of | | financial statements, for instance, |
| Toledo | | their policies six months before your | | show assets and liabilities. |
| Owensboro | | birthday. Its a term called Age | | |
| Greenville | | Nearest in the industry, and that | | Society of Insurance Research: An |
| Lexington | | half-year price increase could really | | organization which encourages |
| Hot Springs | | add up over a 20-year term policy. As | | insurance research and promotes the |
| Boston | | above, the quicker you purchase your | | exchange of ideas and methods of |
| Portland | | policy the better. | | research. |