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| Littleton | | Shopping around is the best way to | | Initial Premium: An amount paid at the |
| Sioux Falls | | save money on your insurance. | | inception of an insurance contract, |
| Costa Mesa | | | | usually subject to adjustment at the |
| Kansas City | | Life insurance, specifically Term Life, | | end of the policy period. |
| Lexington | | is arguably one of the best values in | | |
| Hot Springs | | the entire financial services arena. | | Claim Report: A report filed by an |
| Houston | | Where else can you go and get | | agent setting forth the facts of a claim. |
| West Chester | | hundreds of thousands of dollars in | | Same as Loss Report. |
| Boise | | protection for literally pennies per | | |
| Jackson | | day? Rates for Term Life insurance | | Agency: An insurance sales office |
| Albany | | remain at all-time lows, and now is the | | which is directed by a agent, |
| Toledo | | time to lock in the best prices. | | manager, independent agent, or |
| Boston | | | | company manager. |
| Bethlehem | | Why not take advantage of current | | |
| Boulder | | low prices? Many auto insurance | | Countersignature: The signature of a |
| Jacksonville | | consumers are becoming educated | | licensed agent or representative on a |
| Littleton | | on other companies, plans, and rates | | policy. |
| Berkeley | | that are available to them; ones that | | |
| Union | | could afford them significant savings | | Independent Contractor: One who |
| Malden | | on their auto insurance. | | agrees to perform according to a |
| Tuscaloosa | | | | contract and who is not an employee. |
| Belleville | | At InsWeb, you can compare free | | |
| Denton | | online insurance quotes from many of | | National Auto Theft Bureau: An |
| Shreveport | | the nations leading insurance | | organization engaged in the |
| Las Cruces | | companies. | | prevention and reduction of motor |
| Seattle | | | | vehicle fire and theft losses. |
| Panama City | | The quickest and easiest way to | | |
| Fort Collins | | shop for new insurance is by | | Valued: Relating to an agreement by |
| Bradenton | | comparing rates at InsWebs online | | an insurer to pay a specified amount |
| Lincoln | | marketplace. If you do it the | | of money to or on behalf of the |
| Worcester | | old-fashioned way (by calling or | | insured upon occurrence of a defined |
| Santa Clara | | visiting multiple agents or insurance | | loss. |
| Palo Alto | | companies) it could take up a huge | | |
| Bethlehem | | chunk of your time, which no one | | Exclusions: Specific situations, |
| Bayside | | wants or needs. By completing | | conditions, or circumstances that are |
| Portland | | InsWebs online application, you will | | listed in the contract as being not |
| Florissant | | have rates to compare to your old | | covered. |
| Salt Lake City | | ones within minutes! | | |
