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| Riverside | | While some companies raise their | | Commercial Lines: This term is used |
| Lexington | | prices based on your actual age, | | to refer to insurance for businesses, |
| Youngstown | | most companies increase the price of | | professionals, and commercial |
| Sarasota | | their policies six months before your | | establishments. |
| Palm Desert | | birthday. Its a term called Age | | |
| Columbia | | Nearest in the industry, and that | | Net Retention: The amount of |
| Greensboro | | half-year price increase could really | | insurance that a ceding company |
| Atlanta | | add up over a 20-year term policy. As | | keeps for its own account and does |
| Zanesville | | above, the quicker you purchase your | | not reinsure. |
| Pasadena | | policy the better. | | |
| Coral Springs | | | | Underinsurance: A condition in which |
| Quincy | | Shopping around is the best way to | | not enough insurance is carried to |
| Hartford | | save money on your insurance. | | cover the insurable value. |