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| Riverside | | We offer quotes for auto insurance, | | Divided Cover: The placing of |
| Troy | | life insurance, homeowners | | insurance on a given subject or |
| Boston | | insurance, health insurance, term life | | object with more than one insurer. |
| Corpus Christi | | insurance and more. | | |
| Pittsburgh | | | | Buy-Back" Deductible: A deductible |
| Jackson | | Healthy people have the best | | which may be eliminated for an |
| Columbus | | mortality risks and thus are much | | additional premium in order to |
| Fort Lauderdale | | cheaper for companies to insure. This | | provide "first-dollar" coverage. |
| Lakeland | | translates into lower rates for the | | |
| Savannah | | Super Preferred customer than | | Producer: A term applied to an agent, |
| Sunnyvale | | someone with higher risk factors such | | solicitor or other person who sells |
| San Francisco | | as a heart condition, cancer or | | insurance. |
| El Paso | | diabetes. Conversely, if you were | | |
| Mesa | | unhealthy when you acquired your | | Deductible: The portion of an insured |
| Lawton | | policy, and your health has now | | loss to be borne by the insured |
| Downey | | improved, it might be time to shop for | | before he is entitled to recovery from |
| Fall River | | a new policy, as your rates are likely | | the insurer. |
| Ann Arbor | | to be lower. | | |
| Little Rock | | | | Policywriting Agent: An agent who has |
| Whittier | | The quickest and easiest way to | | the authority to prepare and effect an |
| Wilmington | | shop for new insurance is by | | insurer's policy. |
| Boston | | comparing rates at InsWebs online | | |
| Sumter | | marketplace. If you do it the | | Federal Deposit Insurance |
| Greenville | | old-fashioned way (by calling or | | Corporation (FDIC): An agency of the |
| Jonesboro | | visiting multiple agents or insurance | | federal government which insures |
| Hemet | | companies) it could take up a huge | | bank deposits up to a stated |
| Santa Barbara | | chunk of your time, which no one | | maximum. |
| Flushing | | wants or needs. By completing | | |
| Longmont | | InsWebs online application, you will | | Endorsement: A written or printed form |
| Duluth | | have rates to compare to your old | | attached to the policy which alters |
| Waco | | ones within minutes! | | provisions of the contract. |