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| Durham | | Make sure you have a new policy in | | Approved Roof: A term used in |
| Trenton | | place before you cancel your old one | | building construction. It indicates a |
| Worcester | | to avoid a lapse in coverage. This will | | roof made of fire-resistive materials, |
| Clarksville | | also prevent having to figure out the | | such as tile or asphalt shingles. |
| Hendersonville | | amount of any unused premium that is | | |
| Rome | | due to you from your old insurance | | Underwriters Laboratories, Inc. (UL): A |
| Carlsbad | | company, or having to spar with your | | testing laboratory for manufactured |
| Pompano Beach | | agent about exactly when your policy | | items to determine their safety |
| Longmont | | was cancelled and how much they | | propensities. |
| Lima | | owe you. | | |
| Spokane | | | | Partnership: A business enterprise |
| Cincinnati | | If you decide to cancel your policy | | owned and operated by two or more |
| San Francisco | | (after acquiring new coverage) | | persons for the purpose of generating |
| Corpus Christi | | outside of the 30-day period, you may | | business income and profits. |
| Columbus | | have to pay a fee or penalty. | | |
| Henderson | | However, you may still save money | | Valuation Clause: A clause stating the |
| Hollywood | | after paying the fee if your new policy | | value of items for insurance |
| Jacksonville | | affords you significant savings. So | | purposes, making it a valued policy. |
| Florence | | while it is best to wait until your | | |
| Woodbridge | | receive your renewal notice, you CAN | | Building Code: This refers to |
| Owensboro | | cancel your policy at any time. | | municipal or other governmental |
| Mesquite | | | | ordinances regulating the type of |
| Costa Mesa | | Individuals who have 30-year | | construction of buildings within its |
| York | | mortgages might want to consider a | | jurisdiction. |
| Williamsport | | 30-year term to ensure that the house | | |
| Trenton | | is protected throughout the period of | | Mandatory Valuation Reserve: A |
| Bellevue | | the loan. | | reserve required by a state law to |
| Escondido | | | | offset any declines in the valuation of |
| Quincy | | We offer quotes for auto insurance, | | securities listed as admitted assets. |
| Quincy | | life insurance, homeowners | | |
| Fort Wayne | | insurance, health insurance, term life | | Authorized Insurer: An insurer |
| Orange | | insurance and more. | | authorized by the state to transact |
| Turlock | | | | business in that state for specific |
| Silver Spring | | People who are trying to quit | | types of insurance. |
| Columbus | | smoking, for example, might be best | | |
| Olympia | | suited purchasing a shorter term (and | | |
| Hattiesburg | | then replacing it with a longer term | | |
| Santa Barbara | | policy when they qualify for | | |
| Longwood | | non-tobacco prices). | | |
