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| White Plains | | Individuals who have 30-year | | Mutualization: The process of |
| Savannah | | mortgages might want to consider a | | converting a stock insurer to a mutual |
| Daytona Beach | | 30-year term to ensure that the house | | insurer, accomplished by having the |
| Fort Wayne | | is protected throughout the period of | | insurer buy stock and retire it. |
| South Bend | | the loan. | | |
| Lawrenceville | | | | Interstate Carrier: A transportation |
| Durham | | Life insurance, specifically Term Life, | | company which does business |
| Huntington | | is arguably one of the best values in | | across state lines. |
| Columbus | | the entire financial services arena. | | |
| Clarksville | | Where else can you go and get | | Sole Proprietorship: A business |
| Tyler | | hundreds of thousands of dollars in | | enterprise owned by one person who |
| Gainesville | | protection for literally pennies per | | is its manager and employee. |
| Sioux City | | day? Rates for Term Life insurance | | |
| Pompano Beach | | remain at all-time lows, and now is the | | Examiner: An employee assigned by |
| Cincinnati | | time to lock in the best prices. | | the state insurance department to |
| Naperville | | | | audit insurers' records. |
| Chattanooga | | Shopping around is the best way to | | |
| Anderson | | save money on your insurance. | | United States Aircraft Insurance |
| Springfield | | | | Group: A group of insurers providing |
| Irving | | While some companies raise their | | facilities for all forms of Aviation |
| Jacksonville | | prices based on your actual age, | | Insurance. |
| Tyler | | most companies increase the price of | | |
| Asheville | | their policies six months before your | | Depreciation: A decrease in the value |
| Grand Rapids | | birthday. Its a term called Age | | of any type of tangible property over |
| Portsmouth | | Nearest in the industry, and that | | a period of time resulting from use, |
| Woodbridge | | half-year price increase could really | | wear and tear, or obsolescence. |
| Ventura | | add up over a 20-year term policy. As | | |
| Billings | | above, the quicker you purchase your | | Approved Roof: A term used in |
| Houston | | policy the better. | | building construction. It indicates a |
| Oakland | | | | roof made of fire-resistive materials, |
| Seattle | | Make sure you have a new policy in | | such as tile or asphalt shingles. |
| Durham | | place before you cancel your old one | | |
| Tempe | | to avoid a lapse in coverage. This will | | Cut Rate: This term generally applies |
| Staten Island | | also prevent having to figure out the | | to insurance companies who charge |
| Augusta | | amount of any unused premium that is | | premiums below a normal or average |
| Trenton | | due to you from your old insurance | | rate. |
| Portland | | company, or having to spar with your | | |
| Durham | | agent about exactly when your policy | | |
| Jackson | | was cancelled and how much they | | |
| Alpharetta | | owe you. | | |
