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| Augusta | | Individuals who have 30-year | | Premium: The price of insurance |
| Flint | | mortgages might want to consider a | | protection for a specified risk for a |
| Pasadena | | 30-year term to ensure that the house | | specified period of time. |
| Gainesville | | is protected throughout the period of | | |
| Inglewood | | the loan. | | Director of Insurance: A title used in |
| Dallas | | | | some states for the head of the |
| Anderson | | Make sure you have a new policy in | | department of insurance. |
| Santa Barbara | | place before you cancel your old one | | |
| Augusta | | to avoid a lapse in coverage. This will | | Deductible: The portion of an insured |
| Rochester | | also prevent having to figure out the | | loss to be borne by the insured |
| Harrisburg | | amount of any unused premium that is | | before he is entitled to recovery from |
| San Antonio | | due to you from your old insurance | | the insurer. |
| Chicago | | company, or having to spar with your | | |
| Green Bay | | agent about exactly when your policy | | Multi-Peril Policies: Policies which |
| Racine | | was cancelled and how much they | | cover a number of perils, such as fire, |
| Acworth | | owe you. | | burglary, and liability, in a single |
| Decatur | | | | contract. |
| Vineland | | People who are trying to quit | | |
| Norwalk | | smoking, for example, might be best | | American Risk and Insurance |
| Toledo | | suited purchasing a shorter term (and | | Association: An association of |
| Silver Spring | | then replacing it with a longer term | | insurance educators and others |
| Metairie | | policy when they qualify for | | interested in insurance study and |
| Killeen | | non-tobacco prices). | | research. |
