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| Tuscaloosa | | Life insurance, specifically Term Life, | | Gross Line: The total limit accepted |
| Knoxville | | is arguably one of the best values in | | by an insurer on an individual risk, |
| Lakewood | | the entire financial services arena. | | including the amount to be reinsured. |
| Johnson City | | Where else can you go and get | | |
| Ocala | | hundreds of thousands of dollars in | | Notice of Cancellation: Written notice |
| Rome | | protection for literally pennies per | | by an insurer of intent to cancel |
| South Bend | | day? Rates for Term Life insurance | | insurance, or written notice by an |
| Spartanburg | | remain at all-time lows, and now is the | | insured requesting cancellation. |
| San Diego | | time to lock in the best prices. | | |
| Palm Desert | | | | Agent's Balance: A periodic |
| Waterloo | | Individuals who have 30-year | | statement of the sums due and owed |
| Spokane | | mortgages might want to consider a | | to an agent under the agent's contract |
| Peoria | | 30-year term to ensure that the house | | with an insurer. |
| Lima | | is protected throughout the period of | | |
| Memphis | | the loan. | | Operating Expense: The expense of |
| Walnut Creek | | | | an insurer other than commissions |
| Sterling Heights | | Shopping around is the best way to | | and taxes. Called " and Insurance |
| Columbus | | save money on your insurance. | | Expense" in the convention statement |
| Sterling Heights | | | | blank. |
| Lake Worth | | The quickest and easiest way to | | |
| Plano | | shop for new insurance is by | | Single Limit: Any insurance coverage |
| Las Cruces | | comparing rates at InsWebs online | | which is expressed as a single |
| Vancouver | | marketplace. If you do it the | | amount of insurance, or a single limit |
| Colorado Springs | | old-fashioned way (by calling or | | of liability. Contrast with Split Limit. |
| Frederick | | visiting multiple agents or insurance | | |
| Green Bay | | companies) it could take up a huge | | Policy Anniversary: The anniversary |
| Denton | | chunk of your time, which no one | | of the date of issue of a policy as |
| Worcester | | wants or needs. By completing | | shown in the policy declarations. |
| Los Angeles | | InsWebs online application, you will | | |
| Tuscaloosa | | have rates to compare to your old | | Earned Income: The money |
| Ventura | | ones within minutes! | | individuals earn as a result of working |
| Olympia | | | | at some job or occupation for which |
| Lake Charles | | People who are trying to quit | | they are paid a salary. |
| Escondido | | smoking, for example, might be best | | |
| Bloomington | | suited purchasing a shorter term (and | | |
| Austin | | then replacing it with a longer term | | |
| South Bend | | policy when they qualify for | | |
| Clinton Township | | non-tobacco prices). | | |
