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| Westbury | | Why not take advantage of current | | FICA. Federal Insurance Contributions |
| Mansfield | | low prices? Many auto insurance | | Act: A law imposing a payroll tax to |
| Portsmouth | | consumers are becoming educated | | assist in funding Social Security |
| Bradenton | | on other companies, plans, and rates | | benefits. |
| Cookeville | | that are available to them; ones that | | |
| Daytona Beach | | could afford them significant savings | | Liquidity: The ability of an insurer to |
| Atlanta | | on their auto insurance. | | convert its assets into cash to pay |
| Kalamazoo | | | | claims if necessary. |
| Pittsburgh | | At InsWeb, you can compare free | | |
| Charleston | | online insurance quotes from many of | | Accident Year Experience: Measures |
| Dothan | | the nations leading insurance | | premiums and losses relating to |
| Raleigh | | companies. | | accidents which occurred during a |
| Boca Raton | | | | 12-month period. |
| Vancouver | | While some companies raise their | | |
| Eugene | | prices based on your actual age, | | Preferred Risk: Any risk considered |
| Bayside | | most companies increase the price of | | to be better than the standard risk on |
| Hartford | | their policies six months before your | | which the premium rate was |
| Alameda | | birthday. Its a term called Age | | calculated. |
| Oxnard | | Nearest in the industry, and that | | |
| Madison | | half-year price increase could really | | Borderline Risk: An insurance |
| Montgomery | | add up over a 20-year term policy. As | | prospect of doubtful quality from an |
| Woodbridge | | above, the quicker you purchase your | | underwriting point of view. |
| Ann Arbor | | policy the better. | | |
| Denton | | | | Society of Insurance Research: An |
| Huntington | | We offer quotes for auto insurance, | | organization which encourages |
| Baltimore | | life insurance, homeowners | | insurance research and promotes the |
| Fremont | | insurance, health insurance, term life | | exchange of ideas and methods of |
| Columbus | | insurance and more. | | research. |